First world problems – The Progress Bar

This is just what it says – a first-world rant. There are so many other problems in the world to worry about, but just this morning I encountered it again, and it made me realize that it’s been a burr under my saddle since the days of Windows 1.0 (and possibly even earlier, since DOS-based programs may have had earlier versions of the same thing.

So today, I just need to “reeeeee into the void,” as we say at Imgur, and then I can put the annoyance to bed and not think about it any longer.

I’m talking about the Progress Bar… you know, “a graphical user interface element that shows the progression of a task, such as a download, file transfer, or installation. It may also include a textual representation of the progress percentage.”

Like this:

Sometimes it even gives you the percent of the task completed as a number, and the better ones give you an idea of how much time is left for completion.

The idea of this is to show the user how much of the task has been done, so they have an idea of how long they have to wait, or whether they can do something else in the meantime, or go out for coffee, or whatever.

Sometimes, however, a process has several parts, and some designers like to show the completion of individual steps; there is debate out there among software designers as to whether it’s better to have one progress bar or two, like this:

Either way, really, is fine with me, as long as I have an idea of what the total job completion percentage is like.

But what really torques my cork is when a single progress bar goes all the way to the end, and then goes back to the beginning and repeats… over, and over, and over, and over again in the case of complex packages, giving the poor user absolutely no idea of when the flaming job will be done!

  • Initializing installation
  • Deleting Old Files
  • Extracting zip files
  • Installing…
  • Installing…
  • Installing…
  • Adding registry entries
  • Finishing up…

And that’s just an example. I’ve seen even more complex processes, with that blistering progress bar starting over each time, and no indication of how much is left to do!

(Image gacked from a Kaspersky website)

So the end of my rant is more of a plea than anything else: If you’re a software developer, please don’t do this! The best option is one progress bar, showing the percentage of the total job that’s complete, and (if possible), how much time is left for completion. Most users don’t care about how many steps there are, or what the installation is doing… they just want it done!

Thank you for coming to my TED talk. I will not be taking question.

Another scam to watch out for

As the internet becomes ever more complex, scammers become ever more creative. I hear far too many stories of even computer-savvy people being taken in by fraudsters, and losing substantial sums of money to these jimakplons.ยน

Here’s one that I encountered recently and dove down the rabbit hole to see where it would lead.

This was a Facebook post that appeared on someone’s company page. It looks pretty realistic, as though it actually could have come from Meta. I was intrigued enough to follow that link (Kids, don’t try this at home).

I did this on my mobile device, which is less susceptible to desktop viruses. (Not totally immune, but safer.) This landing page looks OK on the surface, other than that Meta – or any other legitimate company – would not use “linkup . top” as a domain name, seen at the top of the screen.

Not sure? This is what I got when I visited that website from my home computer:

Hmm… that’s a pretty good indicator that you don’t want to be anywhere near this website, because you are likely to get bad software (ransomware, trojans, key-loggers, etc) injected onto your computer. But for the sake of public education, here we go:

Also claims to be from Meta, but again the URL at the top of the screen is “old . ruvix . com,” which Malwarebytes blocks as a Phishing site.

Second screen, where they scammers begin to gather your information, starting with that highly-coveted birthdate, and a phone number.

No matter what the victim enters, they get this screen, ostensibly to obtain their Facebook UserID and Password. No matter what is typed, an error message is given saying that the password was incorrect, and asks for the same information again. It does not matter what is entered – the second try will always succeed.

This is a fairly new one on me. Unless I’m dealing with a Nigerian scammer, I’ve never had a phishing website ask for a picture of my ID. OK, I’m game:

I’m sure the scammers had fun with this one. (I obscured the SS Number just in case it was real – scammers can use the Social Security Numbers of dead people just as easily as living ones for their nefarious purposes.)

At this point, the page actually returns you to a real Meta page, and the scammers trot off happily into the sunset to use the victim’s information for whatever evil they have planned.

Be oh, so careful out there. Practice safe computing, and protect your vulnerable loved ones.

The Old Wolf has spoken.

Footnotes

ยน To call someone a โ€œjimakplonโ€ in Benin is a terrible insult to oneโ€™s parents. It was defined thusly over at โ€œFriends of Bonouโ€:

Question: Actually this reminds me: it is also true about an insult that Europeans would find laughably mild and that is really serious in Benin: it is when you are accused of being impolite: You loose face totally if you are insulted like that, apparently: Why?
Answer: Ah. It is because โ€œImpoliteโ€ is a translation of a Fon word, โ€œjimakplon.โ€ = โ€œJiโ€ means โ€œborn,โ€ โ€œmaโ€ means โ€œnot,โ€ and โ€œkplonโ€ means โ€œteach.โ€ So what โ€œjimakplonโ€ really means is โ€œborn but not taught.โ€ You were born into this world but didnโ€™t receive any social education. So this is serious because it is an insult against the parents of the person youโ€™re talking to: โ€œImpoliteโ€ is a slur on the parents of the person youโ€™re insulting, who didnโ€™t give them a social education, and this is a BIG face loss!

Itโ€™s a term I find entirely appropriate to describe these ignorant scammers.

Mission Triumphant

Mission Triumphant
by Joan Bills

At a council assembled in Heaven,
Where presided the great magistrate,
Came the spirits in anticipation
To make plans for their second estate.
Each was given his own special mission,
And a talent to use and display;
And with joy each received his assignment
With instructions to keep faith and pray.

Now one spirit transcended the others
So outstanding in talent and grace;
So majestic in stature and bearing
With a light in his angelic face.
And the magistrate turned to address him:
โ€œLo, your mission is unlike the rest;
They are going to earth to be tested,
But, my son, you are going to test.

You will sift out the hearts of my people,
You will test them for true charity;
What is done to the least of my Children,
That is the measure they mete out to me.
You will challenge the faith of your loved ones,
And the stranger you meet on lifeโ€™s way;
You will undergo great tribulation,
And your spirit will feel deep dismay.

When your sojourn on earth is completed,
And your message imparted to men,
Then, as humble and pure as you left Me,
Youโ€™ll return to my presence again.โ€
For a moment the spirit was troubled,
Ere the conflict within him had won,
Then he spoke, โ€œI am willing, Dear Master,
For Thy will and not mine shall be done.โ€

Now the time had arrived for departure,
And the spirits were ready to go;
But one paused at the throne of the Father
And spoke in a voice sweet and low,
โ€œHold my hand so I wonโ€™t be afraid, Lord,
I am eager to go down to earth.โ€
So, with Godโ€™s hand in his, he departed,
And entered the channels of birth.

On a bright golden day in October
All our family was radiant with joy,
For heaven had sent a choice spirit
In the form of dear baby boy.
How excited I was on that morning
As I ran to my schoolmates and cried,
โ€œOh, guess what, Iโ€™ve a new baby brother!โ€
And my small heart was bursting with pride.

How his hair was the color of Autumn,
He had brown eyes and rose-petal skin;
Through those eyes we were often permitted
A quick glimpse of the angel within.
Thus, joy lingered awhile in our cottage,
And my father would whistle a tune.
My mother would scour and polish
And would smile at her baby and croon.

Happiness was short-lived in our household,
For grave sorrow stole in at the door.
My fatherโ€™s gay whistling faltered,
And my motherโ€™s sweet voice sang no more.
Our baby was entering boyhood,
And his strong body grew as it should,
But the mind did not function correctly,
And we soon knew that it never would.

For the rest of his life he was destined
To remain a perpetual child;
He would laugh and then cry like a baby,
With emotions subdued, and then wild.
My dear parents dreams were now shattered,
And their fond hopes reverted to grief;
They discarded the plans for his future,
And their heartache could find no relief.

But as time passed we learned to accept it;
We would all laugh together and play;
And my brother was petted and pampered,
And usually given his way.
And his physical growth still continued
All according to natural plan,
And his body received strength and passion
While developing into a man.

And society must have its way now,
So our darling was taken away.
He was placed in a state institution
Where the rest of his life he must stay.
I prayed day and night for my brother,
And in mercy, God answered my prayer,
For one evening I knelt at my bedside
And received inspiration while there.

My dear brother and those who live with him
Are fulfilling a mission sublime,
And they will return to the Father
To receive crowns of glory, in time.
In the meantime, theyโ€™re not being testedโ€“
It is WE who are taking the test;
And in serving the least of Godโ€™s Children
We truly are serving the best.

How dare we presume to neglect them,
And leave them alone to their fate.
Those Children should dwell in a palace,
To be served by mankind while they wait.
We should deem it an honor to know them,
And to do everything that we can
To comfort, to love and protect them,
They should not be forgotten by man.

Even though there are those who will shun them,
There are those who will bless them with love;
And I, somehow, am sure that our actions
Are now being recorded above.
So I no longer fear for my brother,
For I know, though I donโ€™t understand,
That heโ€™ll travel lifeโ€™s highway in safety,
For his God is still holding his hand.

The Old Wolf has spoken

Dick Wagner: Remember the Child

From Wikipedia:

One of the songs Wagner was most proud of is “Remember the Child”, written to address the issue of child abuse. Written from the point of view of a child, the lyrics and song melody deliver a powerful and poignant message to adults that a child will forever remember the love or abuse of their childhood. New York Times best selling author John Bradshaw selected “Remember the Child” as the theme song for his award-winning PBS television special, “Homecoming: Reclaiming and Healing Your Inner Child”. Bradshaw invited Wagner to join him on his nationwide tour to perform the song as a cathartic and healing piece of music to the thousands who attended Bradshaw’s lectures and seminars. Embraced by psychiatrists and psychologists in their practices, the song has been used as a tool to evoke emotion from patients who are unable to express feelings. In 1996, Wagner was invited by Leo Najar, conductor of the Saginaw Bay Symphony Orchestra to perform a two and a half hour concert of his songs with the symphony. Wagner entitled the concert, The Remember the Child Concert, raising funds for child abuse agencies in central Michigan through his Remember the Child Foundation.

Wikipedia, “Dick Wagner”

There are many inspirational songs out there, but this one is probably one of the most powerful I have ever encountered in my life. I share this here because I was unable to find the lyrics anywhere on the Internet, and I happen to have them.

Remember The Child

ABC me crying,
Momma make me smile
Rock me in your arms a little while
ABC me crying;
Won’t you love your child?

EFG I’m sorry;
Daddy take my hand
Tell me what I’ve done so bad
EFG I wonder,
Why are you so mad?
Don’t you love me Dad?

Cross my heart, I swear Ma
I won’t cry no more
I’ll just lie in silence
Down here on the floor
Cross my heart and hope to die
If you don’t want me anymore

123 for you Ma,
I won’t talk so loud
I won’t laugh so hard,
I’ll shut my mouth
123 for you Ma,
I won’t make a sound

Do-Re-Mean and angry words are all I hear
Through my bedroom walls Dad, loud and clear
Do-Re-Mi. I lie awake and shake with fear
And wish I had no ears

Try to remember the child that once was you
Did you hide in the corners of your lonely room
And pray to God to help you through, the long and lonely night
Afraid to holler “Momma, oh please come hold me tight”.

Go on and close your eyes, Ma
Take a little trip through time, Dad
Let it all come back to you
And give onto every child the love-the love denied to you
And remember the child will remember
And remember the child will remember his whole lifetime too.

Abuse has many forms. Physical harm, hateful words, and outright neglect are three of the most common. I have written about the power of words to harm and to heal elsewhere; it is both possible and critically important to break the cycle when one becomes aware of trauma suffered as a child.

One of my favorite sayings is, If you don’t heal what hurt you, you will bleed on people who didn’t cut you.

For some people, their relationship with parents is less than storybook, and I have no doubt that this song and these words will resonate with many. I know it does with me, every time I hear it.

The Old Wolf has spoken.

Stung again

I really, really need to stop ordering things from Facebook-promoted ads. I’ve written previously and copiously about the nature of promoted posts on Facebook, and thought I had learned my lesson; some of these things are pretty enticing, though. Well, shame on me.

But as a word to the wiser-than-I, my latest escapade with a Chinese merchant, one who – not unlike most of them – have all the ethics of a starving honey badger.

This one of many Amazon listings for the item we ordered, although we bought from a company named “blueorxy” – clearly a randomly-generated name. They’re still out there, and I would trust them as far as I could throw a Steinway piano. As soon as we ordered, we started getting notifications from a supposed tracking company; the notifications ended on December 10, and from then nothing was heard.

The package finally appeared on 15 January, with the following label:

The label shows clearly that it was shipped directly from China. The whole series of notifications from “shipping@24hservice.vip” was a bunch of computer-generated nonsense. We paid nearly $40.00 for a cheaply-made, cheaply painted resin piece of garbage that isn’t worth $3.95.

When I tried complaining about the quality and shipping deception, I got this from their auto-bot (no hope of contacting a real person):

๏ฝžUh-oh. I sincerely apologize for giving you an unpleasant shopping experience. Please trust your first choice. This product has a high sales volume in our company and has several advantages:

First: The price is high cost-performance.
Second: Customer evaluation is good.
Third: The buyback rate is high.
So it is a better choice to keep it.


Sorry you are not satisfied with our products.
Will it be possible to give others as a gift?
They are superior in quality and reasonable in price.
They have been in top-seller in our company for many years.
Under the circumstance that we did not send the wrong goods, we cannot provide you with return and exchange services.
If you need to return or exchange, we need to report and verify your problem to the after-sales department, which will take a long time.

Therefore, we recommend that you keep this item.

Thank you for your understanding.
Yours sincerely,
Customer Service Team

In other words, “We’ve got your money, sucks to be you.”

The level of dishonesty and deception from Chinese vendors is breathtaking in scope. Learn from my mistakes, and stay away from all Facebook promoted posts or anything that looks like it’s sold directly from China. Amazon, too, is a nest of fraud and trickery, thanks to thousands of illegitimate sellers, and Amazon is not doing anywhere near enough to combat the problem.

The Old Wolf has spoken.

The challenges of selling stuff online

I have written before about dealing with scammers on Craigslist, but this vehicle – as well as Facebook Marketplace or local swap/sell groups – is still an effective way to generate some cash for items that one no longer needs.

But above and beyond scams, which seem to surface with just about every ad placed thanks to bots run by the bad guys, there are always challenges to deal with. The series below by Kevin McShane at kevincomics.com is illustrative of some of the things one has to deal with on a regular basis.

The first one (being ghosted) is by far the most common. Hey, if you’re not really interested, why did you ask in the first place? How much energy does it take to just send a courteous message to the seller saying “Thanks for the info, but I’ve changed my mind” or something like that? I cannot tell you how much I appreciate the people who have the decency to do this.

The second one is infuriating. Sometimes it’s all I can do to refrain from sending back (in all caps) “JUST READ THE @#$% POST, YOU BLISTERING SIMPLETON!”

Despite putting in all my posts something like “No holds, no deliveries” I will invariably have someone express interest and then say “Can you deliver to Augusta?” Lazy wanker. Instead of unloading a semi-full of obscene imprecations at them, the Goodwoman of the House suggested replying, “Sure, for an extra $100.00.” That might just get the message across as well.

Then there are the folks who will say, “I want this but I won’t get paid until Friday, can you hold it for me?” I’ve been stung far too often by this, because Friday comes and either they ghost me (#1 above) or come back with “Hey I changed my mind.” In the meantime, I could have sold it three times over and by now the other buyers have moved on. So I don’t do that any longer. If you want me to hold something, you can pay me with PayPal or one of the other cash apps, and then I’ll hold it until Friday.

The kind of person who is too lazy to bargain is always a burr under my saddle. Just sending a message saying “bottom dollar price” or “what’s the lowest you’ll take” or “will you take less” is a dick move. No, I’m not going to put in your work for you, dipweeds. Make me an offer and I’ll either accept it or counter. And if I counter and you don’t move at all, I’m not likely to sell it to you. This is how dickering works. If you don’t do this, you’re more interested in “winning” than in getting an item for a good price.

[When we sold our first home in 1980, my first wife and I listed it for a very fair price given the work we had put in to improve it. We had a guy come in and say outright, “I’m the kind of guy who is used to getting what I want” and offering us $500 less on a $49,000 home. (I know, I know, prices today are insane, but at that time it was a good deal on an 800 ftยฒ home.) Clearly it wasn’t about the money, it was about winning, and if he hadn’t said that I might have been just fine with a bit of wiggle room. We took the offer because we were in a difficult situation, but I wish I had been able to tell him to shove his offer where the sun doesn’t shine; pay our asking price or buy something else. The smug grin on his face still raises my blood pressure when I think of it 40 years later. Up yours, Monty.]

As for the last one, I’m not your therapist, buddy. Leave the story out and just cut to the chase. Can you pick it up today or not?

Like I said, online selling can be very productive, but dealing with idiots definitely raises the blood pressure. It makes me have even more respect for retail workers, who doubtless have to put up with similar nonsense many times every day.

The Old Wolf has spoken.

It’s no wonder Sears went bankrupt

A tale of incompetence.

On September 18, the oven glass in my Frigidaire range exploded with no provocation. The oven had not been used in days; just out of the blue, boom! – glass all over the floor. Apparently this is not uncommon, but Frigidaire typically calls these occurrences “customer damage” and declines to do anything about it.

So being a do-it-yourself type of guy, on 9/18 I went to Sears Parts Direct online and ordered a new sheet of glass for the oven. I got a text message saying “thanks for your order, it will be delivered on 10/6.”

Three weeks without an oven? That’s won’t do, especially with a wife who loves to bake.

So on September 19th, the following day at 10:52 AM, I called Sears Parts Direct and told them I wanted to cancel the order. The agent (in an practically incomprehensible accent) asked me a thousand questions, demonstrated that he didn’t really understand what part I was referring to, and then assured me that the part would be shipped in 24 hours and would arrive in 3 days. OK, fine, I won’t cancel the order.

Guess what? I get another text message saying “thanks for your order, it will be delivered on 10/6.”

At 1:05 PM, I call Sears Parts Direct again. I explained the situation, and this agent told me, “I see in the notes that you are concerned about delivery time. No action has been taken on this request. We cannot promise 24-hour shipping. Your delivery date is still October 6th.” The previous agent simply lied through his teeth to keep me from cancelling the order. So I told this guy to cancel the order, I would find a part somewhere else. Fine. Order cancelled. Check in 5 days to make sure the refund has been processed.

I get another text message saying “Your parts have been ordered, Estimated delivery Friday October 6th.”

Cute, but I thought I’d wait until today to see if my refund has been processed. In the meantime, back on Tuesday, I went to Frigidaire’s website and ordered the part from them – about $40.00 more, but the part arrived in 3 days. Yay. Glass installed. Wife has oven, wife happy. That’s the important thing.

But today, 9/25, I get a text message from Sears saying “Your Part(s) have a delay for your order [number]. Track your part(s) and order details online [address].” The funny thing is, when I went to the website for Sears Parts Direct, uBlock Origin blocked it, and Malwarebytes blocked it for potential riskware with “coupleze.com.” Nice.

So back to the phone. Today’s agent said “I see the cancellation request, but because you requested cancellation more than 24 hours after the order, we can’t do anything here. The request has been submitted to our cancellation department.” I told him that I had nightmares about this extra part arriving on my porch, and if that happened I had no intention of sending it back. “Nothing we can do here,” was the response.

And, just as icing on the dung cake, another text message: “Your Part(s) have a delay for your order [number]. Track your part(s) and order details online [address].”

And an email this morning:

Dear Christopher,
We have not-great news: The item you ordered (W935098) is delayed because the product is temporarily unavailable.
Like most sellers, Sears PartsDirect is struggling with product availability because the global supply chain has been severely disrupted. As a result, our customers are enduring long waits for products shipped directly from our manufacturers.
Weโ€™ll notify you as soon as your order ships.
Unfortunately, our call center agents donโ€™t have any additional insights into order status. Weโ€™ll email you the moment your order is on its way.
As soon as we have the estimated ship date, weโ€™ll provide it to you. You can track your order at any time online here.
Thank you for your understanding and patience.
Your Sears PartsDirect Team

With customer service like this, it’s amazing that Sears Parts Direct manages to keep going at all. I’ll keep hammering at them until I get a refund, one way or the other. If they send me the part anyway, it’s their loss.

The Old Wolf has spoken.

An absolute flood of scam emails

Today I’ve had 17 emails [Edit: over 100!] with basically the same solicitation appear in my inbox. And they are still coming. Sorted by section, here’s what they look like:

[TL;DR: If you get one of these, don’t respond. They will send you a link to your “personal account page” which contains a trojan, probably ransomware.]

Email Title:

It’s a pleasure to meet you, I’m Manager Kenneth Jackson D id vvne6
It’s a pleasure to meet you, I’m Manager Paul Green V id sikb2
It’s a pleasure to meet you, I’m Manager Jason Perez Y id kdfl5
It’s a pleasure to meet you, I’m Manager Jason Perez Y id kdfl5
It’s a pleasure to meet you, I’m Manager James Walker L id aezi2
It’s a pleasure to meet you, I’m Manager Christopher Garcia Q id icte9
It’s a pleasure to meet you, I’m Manager John Nelson Q id yyaa9
It’s a pleasure to meet you, I’m Manager George Miller Y id wlvj1
It’s a pleasure to meet you, I’m Manager James Moore M id apja5
It’s a pleasure to meet you, I’m Manager Paul Perez H id yflf5
It’s a pleasure to meet you, I’m Manager Kevin Davis P id rllh4
It’s a pleasure to meet you, I’m Manager Jason Scott B id vair6
It’s a pleasure to meet you, I’m Manager Charles Martinez C id pffv3
It’s a pleasure to meet you, I’m Manager Kenneth Clark T id yzhe7
It’s a pleasure to meet you, I’m Manager Brian Rodriguez V id kmni9
It’s a pleasure to meet you, I’m Manager Richard Lee S id klhi8

Sender:

Courtney Waide courtneywaide5@gmail.com
Marina Members membersmarina743@gmail.com
Erinn Pichard picharderinn@gmail.com
Kaylee Ricca kayleericca@gmail.com
Lahoma Hamil hamillahoma@gmail.com
Farrah Loter farrahloter@gmail.com
Ladonna Fought foughtladonna@gmail.com
Lakeesha Irestone lakeeshairestone@gmail.com
Thi Manis manisthi82@gmail.com
Caroline Keets carolinekeets@gmail.com
Earlie Farrer farrerearlie@gmail.com
Michelina Schomaker schomakermichelina@gmail.com
Dalene Shropshire daleneshropshire@gmail.com
Lue Luckenbach lueluckenbach@gmail.com
Felicity Survis survisfelicity@gmail.com

Salutation:

Good afternoon program client id kfet6114b
Greetings program client by number ejzc8095h
Hello member id xnzn4252w
Greetings partner by number zdar4054i
Hello program client by number xoyl4179p
Hello user id zhim7333n
Hello member id biex4965z
Greetings user No. xedp9085j
Greetings member id zvme5736c
Greetings member No. pezx1857k
Greetings program client No. dodp1543s
Hello program client id lquy5745m
Hello partner by number lluy7602m
Good afternoon program client by number jirz1269g
Greetings user by number opsu7619t
Greetings user No. epxl6557y

Email Body:

Yours Registered Check / Registered Account / Registered Main / Registered Invoice will be closed in 12:42:32 hours [or some other time]. Balance of your invoices 38,469.49 [or some other number]. Please contact us via return email and we will provide you with help
for withdrawal savings / receipt savings. If you would like to keep your account active,
please contact us in a return email.

Signature:

Support Thomas Johnson W
Sincerely, the assistant Michael Carter N
Sincerely, the assistant Donald Anderson P
Sincerely, the assistant George Miller T
Helper Kevin Rodriguez S
Sincerely, the assistant Steven Allen X
Sincerely, the assistant George Evans J
Helper Charles Baker S
Helper Ronald Thompson R
Assistant Kenneth Williams L
Helper Thomas Hall T
Assistant Richard Phillips D
Support Christopher Martin F
Assistant Steven Evans J
Support Mark Williams S
Support Daniel Clark M

I responded with “Please tell me what this is about?” The return email was:

Thanks for the answer. Please go to your personal account
http://simp.ly/p/[obfuscated]

I tried two different times, and got the same result each time:

Visiting this website would probably have loaded drive-by malware onto my computer, most likely ransomware.

Edit: Today’s crop of spam:

Some of these have included the following crudely-crafted attachment:

Be very cautious about emails like this. Protect your loved ones by educating them about safe computing practices. Make sure all your computers have robust anti-virus progams on them; the number of scumbags out there is increasing daily.

The Old Wolf has spoken.

The criminal scam of American health insurance

Read this horror story. Read it, and think about it. The parts in bold are emphasized by me, things that should absolutely be illegal and criminal. Health insurance is the biggest scam being perpetrated by corporations on the American people, right up there with wage theft.

Write your representatives in Congress. Better, call them. Demand #MedicareForAll. It’s the only morally-justifiable system. It would save citizens and businesses and doctors and hospitals immense amounts of money, result in better healthcare and greater productivity for all of us, and would free employees from staying in a crappy, abusive job out of fear of losing their insurance. People would no longer go bankrupt because of a single medical emergency, which happens to nearly 650,000 people each year, accounting for more than 60 percent of all personal bankruptcies. Our current system is a crime, and insurance companies are the criminals.

———–

Michelle DuBarry
@DuBarryPie

A Thread

In 2010, I had good union health insurance. Obamacare was the law of the land. In November that yr my 1yo son was struck by a careless driver in a crosswalk. After two surgeries and a night in intensive care, he died.

Before we knew the outcome, I sat at his bedside, his tiny stitched- together body hooked to a million incessantly beeping machines, straining to recall what our deductibles were. I worried I wouldn’t be able to keep working during what could be a long hospital stay.

I googled FMLA and learned I wouldn’t qualify b/c I hadn’t been at my job for a year. If I lost my job we would both be without insurance. Without my income, there was no way we could afford $1K/month COBRA.

๐—ช๐—ถ๐˜๐—ต๐—ถ๐—ป ๐—ฎ ๐˜„๐—ฒ๐—ฒ๐—ธ ๐—ผ๐—ณ ๐—ต๐—ถ๐˜€ ๐—ฑ๐—ฒ๐—ฎ๐˜๐—ต, ๐—ฏ๐—ฒ๐—ณ๐—ผ๐—ฟ๐—ฒ ๐˜„๐—ฒ ๐—ต๐—ฎ๐—ฑ ๐—ฒ๐˜ƒ๐—ฒ๐—ป ๐—ฟ๐—ฒ๐—ฐ๐—ฒ๐—ถ๐˜ƒ๐—ฒ๐—ฑ ๐—ฎ ๐—ฏ๐—ถ๐—น๐—น, ๐˜๐—ต๐—ฒ ๐—ต๐—ผ๐˜€๐—ฝ๐—ถ๐˜๐—ฎ๐—น ๐—ฝ๐˜‚๐˜ ๐—ฎ ๐—น๐—ถ๐—ฒ๐—ป ๐—ผ๐—ป ๐—ผ๐˜‚๐—ฟ ๐—ต๐—ผ๐˜‚๐˜€๐—ฒ ๐˜๐—ผ ๐—บ๐—ฎ๐—ธ๐—ฒ ๐˜€๐˜‚๐—ฟ๐—ฒ ๐˜„๐—ฒ ๐˜„๐—ผ๐˜‚๐—น๐—ฑ๐—ป’๐˜ ๐˜€๐—ธ๐—ถ๐—ฝ ๐—ผ๐˜‚๐˜ ๐—ผ๐—ป ๐˜๐—ต๐—ฒ ๐—ฃ๐—œ๐—–๐—จ ๐—ฏ๐—ถ๐—น๐—น.

My husband who was also injured in the crash, was refused treatment by his primary care doc b/c she didn’t accept payment from auto insurance and his health insurer wouldn’t pay til we exhausted our auto insurance.

Have you ever had to call around to find a doctor that can handle your specific insurance situation? Have you done it in the days after your toddler has died, when you haven’t even figured out a way to talk about it, when your husband is injured and urgently needs a Rx refill?

We ended up with around $5K in out-of-pocket expenses and our health insurer paid $175K. Eventually, we’d receive a settlement from the at-fault driver. For a minute, we thought we might be OK financially.

๐—ง๐—ต๐—ฒ๐—ป ๐—ผ๐˜‚๐—ฟ ๐—ต๐—ฒ๐—ฎ๐—น๐˜๐—ต ๐—ถ๐—ป๐˜€. ๐—ฐ๐—ผ. ๐—ฐ๐—ฎ๐—บ๐—ฒ ๐—ฎ๐—ณ๐˜๐—ฒ๐—ฟ ๐—ผ๐˜‚๐—ฟ ๐—ฝ๐—ฎ๐—ถ๐—ป ๐—ฎ๐—ป๐—ฑ ๐˜€๐˜‚๐—ณ๐—ณ๐—ฒ๐—ฟ๐—ถ๐—ป๐—ด ๐˜€๐—ฒ๐˜๐˜๐—น๐—ฒ๐—บ๐—ฒ๐—ป๐˜. ๐—ง๐—ต๐—ฒ๐˜† ๐—ฑ๐—ฒ๐—บ๐—ฎ๐—ป๐—ฑ๐—ฒ๐—ฑ ๐—ฟ๐—ฒ๐—ถ๐—บ๐—ฏ๐˜‚๐—ฟ๐˜€๐—ฒ๐—บ๐—ฒ๐—ป๐˜ ๐—ณ๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ $๐Ÿญ๐Ÿณ๐Ÿฑ๐—ž ๐˜๐—ต๐—ฒ๐˜† ๐˜„๐—ฒ๐—ฟ๐—ฒ ๐—ผ๐˜‚๐˜. ๐—ง๐˜‚๐—ฟ๐—ป๐˜€ ๐—ผ๐˜‚๐˜ ๐˜๐—ต๐—ฒ๐˜† ๐˜„๐—ฒ๐—ฟ๐—ฒ ๐—น๐—ฒ๐—ด๐—ฎ๐—น๐—น๐˜† ๐—ฒ๐—ป๐˜๐—ถ๐˜๐—น๐—ฒ๐—ฑ ๐˜๐—ผ ๐—ฑ๐—ผ ๐˜๐—ต๐—ฎ๐˜. ๐—œ๐—ป ๐—ฎ๐—ป ๐—ถ๐—ป๐˜€๐˜๐—ฎ๐—ป๐˜, ๐—ผ๐˜‚๐—ฟ ๐—บ๐—ผ๐—ฑ๐—ฒ๐˜€๐˜ ๐˜€๐—ฒ๐˜๐˜๐—น๐—ฒ๐—บ๐—ฒ๐—ป๐˜ – ๐—บ๐—ฒ๐—ฎ๐—ป๐˜ ๐˜๐—ผ ๐—ฐ๐—ผ๐—บ๐—ฝ๐—ฒ๐—ป๐˜€๐—ฎ๐˜๐—ฒ ๐—ณ๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐—น๐—ผ๐˜€๐˜€ ๐—ผ๐—ณ ๐—ผ๐˜‚๐—ฟ ๐˜€๐—ผ๐—ป ๐˜„๐—ฎ๐˜€ ๐—ฟ๐—ฒ๐—ฑ๐˜‚๐—ฐ๐—ฒ๐—ฑ ๐˜๐—ผ $๐Ÿฌ.

(Side Note: It took me 8 yrs but in 2019 I initiated and passed a bill making this practice illegal in OR. It remains legal in many states.)

Through all this, my husband and I both were suffering from PTSD. We had jobs, a mortgage. All of it hung in the balance. In a humane system, we could grieve without having to navigate an insurance juggernaut, without worrying about being thrust into debt and poverty.

Despite Obamacare and “good” union insurance, we were nearly bankrupted by a 27-hour hospital stay.

Every one of us lives in a body that is going to fail. Sometimes it happens suddenly, catastrophically. Do you want to fight with insurers when this happens? Do you want to sort through a mountain of bills when you lose someone you love, when your grief is raw?

There is no compromise on healthcare that doesn’t leave millions of people unacceptably vulnerable to corporations trying to profit from sick and injured people.

End of Thread

America’s economy is broken, designed to keep people in perpetual poverty to the benefit of the ultra-wealthy. Things must absolutely change. The only way that’s going to happen is if progressives are voted into office in numbers too great to swindle.

For the sake of your posterity’s future, vote Blue in every election at every level, from now until the heat death of the universe. Vote for progressive candidates who will work to build a world for everyone, with no one left out.

The Old Wolf has spoken.

Beware of Facebook Ads

This is a broad generalization, but based on results and statistics, it’s not an unfair statement. An overwhelming preponderance of Facebook advertising leads to scammy sites that promise one thing and deliver another, or which take your money and deliver nothing at all. I’ve written about this before, but another one crossed my screen today.

Interestingly enough, the link (sent to me by my wife) leads to the general website which has all sorts of “amazing deals” but which makes no mention of the product above.

Amazon has the same item… for almost a thousand dollars.

And this “auntpump” website is offering you two of them for $30.00? You can bet this website has been set up by unscrupulous scumbags with all the ethics of a starving honey badger. I’d bet a bowl of wonton soup it’s being operated from China.

Be very, very careful with anything you see advertised on Facebook. Never click on Facebook ads directly. Do a web search and locate the company directly, and make some inquiries before sending money to any firm that advertises there, because Meta will happily take advertising dollars from anyone with two coppers to rub together without the slightest effort to verify their legitimacy.

The Old Wolf has spoken.