This one goes layers deep. Lately my inbox has been swamped with an endless stream of these, (and I’ve written about them before)

But they are still going out, and people are still biting and losing lots and lots of money.

The first red flag is “Congratulation!!” – State Farm would never make such an egregious grammar error.

So if you Get Started, you’ll be taking through an inane survey – doesn’t matter what you click, you’ll be “qualified” – and then told you only need to pay for Shipping and Handling and you’ll collect a fabulous reward.

Well, you’ve just given your credit card number to a bunch of unscrupulous scammers, and it may be used for all sorts of illegitimate purposes. But you’ve also agreed (as outlined in the “terms and conditions,” which nobody reads) to sign up for not one but three recurring services which will be very, very hard to cancel.

Terms and Conditions Agreement
By participating in the contest, you agree to abide by the following terms and conditions (“Agreement”). This Agreement details the membership pricing, benefits, and terms associated with the Daily Win Prize website (the “Site”). The Site is operated by the Site Operator (“we,” “our,” or “us”).
Membership & Benefits
As a thank-you for your participation, you’ll receive complimentary access to exclusive resources within our renowned Epic Read Online, known for its high-quality offerings. As a member, you’ll also enjoy valuable monthly benefits, including significant savings on a variety of products. You can cancel your membership at any time by contacting us, and all recurring charges will be immediately stopped.
VISA Card Members:
➽ Initial Price: $14.77 Continued Membership: $73.85 billed monthly (every 31 days)
By becoming a member, you’ll access exclusive benefits like substantial savings on a range of products. You can cancel your membership at any time by contacting us, stopping all recurring charges. Review the terms carefully before proceeding. If you have questions or need clarification, don’t hesitate to contact us.
Mastercard Members:
➽ Initial Price: $11.47 Continued Membership: $76.49 billed monthly (every 31 days)
As a Mastercard member, you’ll enjoy monthly savings and exclusive benefits. If you wish to discontinue membership, you can do so at any time. If you choose to continue, your recurring membership fee will be charged every 31 days at the specified rate. We recommend reviewing the full terms before proceeding. Feel free to reach out for additional information.
Cancellations & Refunds:
You have the right to cancel your order at any time. To do so, please contact our customer service at +8554185206, and we will issue a refund within 5-7 business days. You may also email us at support@tradestreamshop.com for assistance.
Risk of Loss:
All purchases made through the Site are under a shipment contract. Once items are delivered to the carrier, the risk of loss and ownership transfers to you.
Permitted Use of the Site
You are granted a limited, non-transferable, and non-exclusive license to use the Site for personal purposes only. Unauthorized use, including the following, is prohibited:Resale or Commercial Use: You may not use the Site for commercial purposes or resell any products.Content Misuse: Reproducing, distributing, modifying, or exploiting the Site’s content without written permission is not allowed.Reverse Engineering or Copying: You may not disassemble or reverse-engineer the Site’s features or content.Framing or Unauthorized Embedding: Framing or embedding any proprietary content without permission is strictly prohibited.
Intellectual Property:
The Site’s content, including text, graphics, logos, and trademarks, is owned by the Site Operator and protected by intellectual property laws. Unauthorized use of the Site’s content is prohibited and may result in legal action.
User Content:
You are solely responsible for the content you submit to the Site, including text, images, or other materials (“User Content”). By submitting content, you grant the Site Operator a royalty-free, non-exclusive, worldwide license to use your content for marketing, promotion, and other purposes. You agree not to submit any content that violates intellectual property rights or is unlawful.
Acceptable Use Policy:
When using the Site, you agree not to:
Submit Infringing Content: Content that violates the rights of others, including intellectual property rights.Engage in Harmful Behavior: Harassment, abusive language, or activities that disrupt or damage the Site or its users.Upload Malware or Spam: You may not upload viruses or unsolicited advertisements, or collect user data without consent.The Site Operator reserves the right to take action against any violations, including content removal or account suspension.
Third-Party Sites:
The Site may contain links to third-party websites. The Site Operator is not responsible for the content or practices of these third-party sites. Any use of third-party sites is at your own risk, and their terms and conditions apply.
Disclaimer of Warranties
The Site is provided “as is” and “as available,” without any warranties, express or implied. We do not guarantee the accuracy, availability, or completeness of any content or services provided on the Site.
Limitation of Liability:
We are not responsible for any indirect, incidental, or consequential damages resulting from your use of the Site. Our total liability for any claim related to the Site will not exceed the amount you paid to us in the past 12 months. Claims must be filed within two years of the event.
Indemnification:
You agree to indemnify and hold the Site Operator harmless from any claims arising out of your use of the Site, your User Content, or any breach of this Agreement.
Arbitration:
Any disputes between you and the Site Operator will be resolved through binding arbitration. Class actions are not permitted, and all arbitration proceedings will be conducted individually. You must provide notice of your intent to arbitrate 60 days in advance.
Termination of Agreement:
This Agreement remains effective while you use the Site. The Site Operator reserves the right to suspend or terminate your account for violations of this Agreement. Upon termination, all content associated with your account may be deleted.
Copyright Law:
We respect intellectual property rights and expect users to do the same. Unauthorized use of content on the Site will result in removal of infringing materials and potential termination of accounts.
General Provisions:
The Site Operator may update the Site and this Agreement at any time. Continued use signifies your acceptance of the most current terms.Invalid terms will not affect the remainder of the Agreement.This Agreement is governed by the laws of Utah.
Fitness App Trial Offer:
By using our services, you agree to participate in a 45-day free trial of the Fitness Elite Daily App. If you do not cancel before the trial period ends, ➽ you will be billed at the regular rate of $45.78 every 45 days. To cancel or modify your subscription, please contact +18886971512 or support@fitnesselitedaily.com
By accepting these terms, you acknowledge that you have read and understood the Agreement and agree to comply with all conditions stated above.

So if you’re average Joe or average Jane, you’ll see charges on your credit card account for $122.27 every month unless you call to cancel, and those charges will repeat, and repeat, and repeat until you get wise and manage to get past the phone agents who are trained to deflect your cancellation request, and who are very, very good at what they do.

Be safe out there. Don’t click on these solicitations. Don’t give your credit card number out unless you’re on a secure website and know who you are dealing with.

I hate scammers with the fury of a thousand blue-hot suns.