The supplement industry is out of control

“Research has recently discovered an incredibly effective way to shrink your prostate,” trumpets the landing page. “We don’t know how long this video will be up, the medical industry sure does not like it… watch it now while you can.”

Well, just because I am concerned about prostate issues, I did watch it. But now I want that hour of my life back. The first thing that annoyed me is that there’s no progress bar, so you can’t skip to the money shot at the end. You have to watch the. whole. thing.

So I did. And here’s this guy dressed in a doctor’s coat, spewing the awfullest marketing drivel I have ever heard, mostly involving scare tactics about what could happen if your enlarged prostate is not treated, and how ineffective / painful / inconvenient / expensive traditional treatments are.

For years, the good doctor (I looked him up, and find absolutely no hits on Google for his name) “wrecked his brain” [sic] regarding a better solution, and after 40 minutes or so of frightening you into thinking you’re going to die, finally introduces his own “Prostate well-being formulation” which is affordable and effective.

The remainder of the video discusses all the ingredients at length and makes significant claims for all of them. (Yes, the official website includes the standard “Nutritional Miranda” popularized by Orrin Hatch, to wit:

“Statements made by Mediamap Limited, PhytoThriveLabs and Fluxactive Complete have not been evaluated by the Food and Drug Administration. The FDA does not evaluate or test herbs. These products are not intended to diagnose, treat, cure or prevent any illness or disease.”

but it’s well-hidden in a separate disclaimer page. And, this product is nothing more than a compendium of herbs (a formula “based on decades of science”), not one of which has any tested and proven effect on prostate health.

But hey, we’ve got over 60,000 customers, so it’s got to be good, right? Right?

Some of the claims made during the course of this video imply:

  • Stop prostate cell growth
  • Reduce insulin levels
  • Cayenne, Vitamin E
  • Rare and powerful anti-inflammatory effects
  • Bulletproof your prostate
  • Rejuvenate your DNA, reduce arthritis
  • Enhance blood flow
  • Increase ability to pee
  • Increase sexual function – transform you into a MAN as well
  • Increase libido and quality of erections.
  • Nerve tonic
  • Add years if not decades to your life expectancy
  • Regain your dignity (Today is your last chance!)
  • Feel a surge of energy you haven’t felt in decades
  • Repair inflammation and cellular damage over time
  • Achieve the prostate of a 20-year-old

Then comes the financial pitch. “I don’t care about money, says the good doctor. “I just want to help people.” Customers have told me they would pay thousands of dollars for a single bottle. 🐂 💩

“For a limited time (scarcity) this is the largest discount I’ve ever offered. Buy the multiple-bottle discount packages. One-time offer! Buy the multi-pack today to avoid future disappointments and price increases. Order at least three bottles! But if you don’t want [horrible symptoms], take advantage of our 6 bottle package! Make the right investment in your health. Act NOW while supplies last, because we may discontinue production any day now if we can’t make this great formulation. (scarcity) If you don’t, you’ll be hooked for life and pay large money for treatment, including that $30,000 surgery. The longer you wait, the greater your risk of complications like Urinary Tract Infections, Testicular Tumors, and a whole host of others. Time is running out! Buy this Product. Make the Right Decision! I’m not trying to scare you, these are real risks of doing nothing.

The video claims to offer a 60-day risk free money-back guarantee, even if you return empty bottles. But! The official return policy (also buried in a totally non-obvious link) says:

“All items purchased online can be returned within 60 days after they have been received by you. We accept returns of all unopened items within 60 days of receiving them for a full refund minus any shipping fees.”

So I would suggest you might have a hard time returning empty bottles for a refund, even if the product did nothing for you.

But wait, there’s more!

  • Act right away and complete order in the next 5 minutes, get the Fast action Upgrade Kit (questionable digital documents that cost them nothing)
  • Biohacking secrets ($97.00) – hack your mind and body with modern techniques
  • Supercharge your body ($97.00) – Charge your immune system, best exercises, foods to adopt
  • Includes 20 helpful videos
  • 1-day detox miracle guide – ($67.00) – only need to use it once a month. Flush out the toxins. Designed to flush out all heavy metals and other toxins. ¹
  • 10 ways to turbocharge your Testosterone ($67.00)

More disclaimers:

Results will vary. But these ingredients will have same effects on everyone. Guaranteed. This remedy will work for you. Absolutely. But you have the 60-day money-back guarantee. “The information presented on or through the Website is made available solely for general information purposes. The Company is not making any warranty about the accuracy, completeness, or usefulness of this information. Any reliance you place on that information is strictly at your own risk. The Company disclaims all liability and responsibility arising from any reliance placed on those materials by you or any other visitor to the Website, or by anyone who may be informed of any of its contents.”

In other words, “Let the buyer beware.”

So what’s in this miracle formulation?

  • Ginseng
  • Vitamin E
  • Ginko Biloba
  • Oat Straw
  • Vitamin B3
  • Hawthorn
  • Muira Puama
  • Epimedium Saggitatum
  • Tribulus
  • Catuaba
  • Damiana

All of these ingredients are claimed in various places to have all sorts of health benefits. None, if any, have been rigorously scientifically proven with double-blind, randomized, placebo-based trials. But the herbal supplement global market is a $30 billion affair, and far too many producers want a slice of that pie regardless of how effective their products are, and as long as they include the “nutritional Miranda,” the FDA can’t touch them.

It’s hard for the average consumer to get accurate information about any given product. Go to google and type in “Fluxactive Complete scam or legit” and you’ll get pages and pages of things like this… all placed by affiliate marketers. The bottom line of these pages is “Buy this product now so that I can get a commission on the sale.” And these are the top results, thanks to black-hat SEO techniques which have essentially ruined searches on the internet.

Even YouTube is awash with deceptive videos:

And there are literally pages of these, each posted by affiliate marketers. Each one of these claims to show that FluxActive Complete is a scam, but in the end they recommend that you purchase the product through their affiliate link, hoping to make a commission on the sale.

From a product analysis website in India:

“There’s a lot of attention around Fluxactive, so is it a fraud or a real health supplement? At this point, it’s uncertain. What is known is that the product has not yet been subjected to scientific testing, and some users have reported negative consequences after using it, such as a rash and nausea. While Fluxactive Complete may be beneficial to some people, it is not a full health care and should be treated with caution.”

The sad part of this whole deal is that there are virtually thousands of herbal nostrums, placebos, and nocebos² being marketed in this way. Until the nutritional market can be appropriately regulated, which means repealing Dietary Supplement Health and Education Act, Nutritional supplements need to be treated like drugs, not food. Sadly, the lobbying effort to preserve this status is massive, given the quantities of money to be made on vitamins, minerals, herbs, and other supplements.

The sad part of this whole deal is that there are virtually thousands of herbal nostrums, placebos, and nocebos² being marketed in this way. Until the nutritional market can be appropriately regulated, which means repealing Dietary Supplement Health and Education Act, Nutritional supplements need to be treated like drugs, not food. Sadly, the lobbying effort to preserve this status is massive, given the quantities of money to be made on vitamins, minerals, herbs, and other supplements.

The bottom line: Be careful out there, and make good choices with your health. Don’t waste money on compounds that are advertised in this manner. Consult your doctor. If this were really an effective way of treating enlarged prostates, the medical machine would be all over it.

The Old Wolf has spoken.

Footnotes

¹ Heavy metal poisoning is treated with chelating agents such as:

  • Dimercaprol.
  • Dimercaptosuccinic acid (succimer).
  • Ethylenediaminetetraacetic acid (EDTA).
  • Penicillamine.

.Heavy metal poisoning cannot be treated with herbs, minerals, or other “natural” remedies, despite many such claims.

² A nocebo is a treatment that has negative effects upon the patient rather than the desired benefit.

GoDaddy goes after affiliate marketers

I have often posted about snake oil vendors on the internet and the operation of scummy affiliate marketers that flood our inboxes and search results with come-ons for worthless products that hook vulnerable people into giving up credit card numbers and signing up for endless refills of overpriced trash.

After some brilliant internet sleuthing, GoDaddy just killed 15,000 spammy domains that hawk these products. The article is worth the read if you’re interested in protecting your loved ones from bogus marketing and scams.

It certainly won’t be the end of the problem, but it’s a good thing and I give them props for the effort.

Even if torpedoing 15,000 domains won’t put much of a dent in one of the most pervasive scourges of the web—as Miller-Osborn fully acknowledges—it at least shines a light on the problem. You can’t clear all the rats out of the sewer, but you can at least remind them that you’re there.

The Old Wolf has spoken.

Affiliate Marketing – How many lies can they cram in?

I’ve written before about affiliate marketing, and what a plague it is on the internet. I just had a tab pop up on my browser – despite two ad-blockers being active – and I thought I’d share an image or two.

Health experts recommend losing between 1-2 pounds a week for healthy weight release. This claim amounts to close to 1 lb per day. Ain’t gonna happen, unless you’re eating 500 calories per day and burning 3,500. In addition, this claim is not backed by Fox News (as disreputable as they may be in other areas), the NY Times, Today, Oprah, Style Watch, or Redbook.

This is not going to happen in 22 days. Look, children, this is what we call “a lie.”

Limited time only: Lie
Only 4 Bottles Still Available: Lie
40% discount: Negated at the purchase page.
Offer ends Today: Lie

Countdown timer at the bottom of the page: Another Lie.

Let’s look at the purchase page:

This page claims to send you free bottles: Lie
Only 241 promotions left: Lie
Endorsements: Lie
Lose weight without exercising: Lie

So if you want that free product and provide your information (which, by the way, will be sold to every marketer with two coppers to rub together), you get this:

Oh look, you’re being charged $59.95. That’s not free, nor is it the 40% discount promised on a previous page. And if you don’t notice that the 6-bottle option is checked, the charge on your credit card is going to be horrendous.

But wait, there’s more!

Buried deep on the purchase page in light gray print is the link to “terms and conditions,” which very few people will bother to read. If they do, they’ll find a wall of text, which includes these hidden gems (there’s a lot more of it)

Terms
SCOPE & APPLICATION
1.1 You expressly agree and accept the Conditions set forth herein unconditionally as a binding contract (“the Agreement”) enforceable by law… (How well this load of BS would stand up in court is an open question)

PRODUCT AND BILLING
2.1 All product purchases made from this website are required to be paid in full. For more information about our products, please visit http://www.ketopurediet.com.
2.1.1. The prices for the products are as follows: $199.99 or $28.57 each for the 7 bottle package;$149.95 or $29.99 each for the 5 bottle package; $99.99 or $33.33 each for the 3 bottle package and $69.99 each for the 1 bottle package, plus $7.95 shipping and handling. Shipping and handling is non-refundable.
2.2 You authorize us to initiate a one-time charge to your credit card as indicated upon your purchase. (So, not free at all)

This next one is a real treasure:

16.7 I also acknowledge that I understand that by placing my order of Keto Pure Diet, I am automatically enrolled in the Keto Pure Diet health community program. I further acknowledge that I understand that my membership in Keto Pure Diet is included in my product purchase, that my complementary membership will remain active for as long as I remain an active custom of Keto Pure Diet, and that once I am no longer an active customer of Keto Pure Diet the membership dues shall, at my option, become my responsibility. I hereby grant authorization for the monthly membership dues to be charged to the credit card or debit card used to complete the purchase of Keto Pure Diet. I further acknowledge, agree to, and accept the Keto Pure Diet Privacy Policy, the Keto Pure Diet Website Use Terms and Conditions, the Keto Pure Diet Terms and Conditions, and the Keto Pure Diet Health Coin Terms and Conditions. I acknowledge that I understand that my Keto Pure Diet my Keto Pure Diet membership can be canceled at anytime by calling 1-888-628-6284, by emailing support@ketopurediet.com. Your Keto Pure Diet membership entitles you and your household dependents to consultation fee free calls with licensed doctors 24-hours per day, 365-days per year, as well as access to thousands of dentists with typical savings of 50% off regular bills, vision care savings, and prescription savings at most pharmacies in the US. To learn more value to the included Keto Pure Diet program, go to http://www.ketopurediet.com, and look for emails explaining the programs and services included in the membership.

Notice that if you stop ordering this product, you have just given permission for monthly dues to some worthless program to be charged to your credit card, and nothing is ever said about how much those monthly dues are until you’ve bitten the hook.

There’s a lot more legal noise in those terms and conditions, which mostly assure you that the company has all rights and that you have very few.

But what about the product itself? Is it any good? will it work? Wow, it’s so easy:

The ketogenic diet has been around for a long time. There is a massive body of information out there about it, some positive and some negative. While the marketeers would have you believe that exogenous ketones (i.e. the stuff that comes from outside your body) can put you into a state of ketosis in minutes, that’s highly debatable. So if you want to release weight with a ketogenic diet, follow step 2 above (but be sure to consult with your healthcare provider before beginning any program of this nature.) Step 1 can be safely replaced with:

  • Singing opera 10 minutes a day
  • Painting with Bob Ross
  • Learning to speak Turkish
  • Taking homeopathic weight loss drops
  • Not taking homeopathic weight loss drops
  • Standing on your head and spitting nickels
  • Anything
  • Nothing

… and you’ll get exactly the same results, whatever those are.

The Internet is awash with pages like this, because most affiliate marketers will say absolutely anything to get you to buy the product, for which sale they get a commission. And most affiliate marketers have the ethics of an angry honey badger.

Don’t be taken in by “offers” like this from sleazy, irresponsible salespeople. Stay away from any product that claims to help you lose weight fast.

Be careful out there.

The Old Wolf has spoken.

Weight-loss fraud – still a multibillion dollar industry

With all the good food to eat in the world, compounded by reality shows about celebrity chefs and such things, it’s easy as pie to gain weight. (I see what I did there.) But getting it off is another matter.

Which is why the weight loss industry, including its concomitant multilevel marketing products, homeopathic remedies, and outright fraudulent garbage, is big business. Despite FTC actions trying to shut down fraudulent operators, everyone wants a slice of that pie, and in the wild-west environment of the Internet, it’s not hard to wet one’s beak.

I’ve written about fraudulent health products before, and I’m not likely to stop – as long as the scumbags are out there trying to get your money. People still want to lose weight, people are still looking for that “magic bullet” that will allow them to drop 8 dress sizes before their next reunion without any effort – like eating less food and exercising more – and the Internet is the perfect place for affiliate marketing cockroaches to lay their deceptive eggs.

Case in point – today, an ad seen on my mobile phone where I don’t have ad-blocking technology installed, otherwise I’d be very unlikely to see things like this at all:

Garcinia 5

I went down the rabbit hole just to see who was offering what, and how the scam was presented:

Garcinia 0

One Google search later and I had come up with a Snopes article from April 2017 relating to the same “report,” which never appeared on CNN and which was full of false and misleading claims.

Garbage like this is peddled by affiliate marketers, who will say anything and do anything to get your money and keep it. So clicking on that little ad took me to a page with one of those automatically-generated alphabet-soup URLs: http://purelytwinsblog.com/fitness/indexgg.php?gclid=CJ-Zl8qt19QCFQuSaQodmWUKsg, full of another whole raft of lies, misinformation and general bull pucky. The “limited time” info is, of course, today’s date. Hurry, supplies are limited [scarcity principle working there, folks.]

Garcinia1

If you want a free sample, you get taken to one of any number of affiliate web sites, one of which is seen below:

Garcinia 2.jp

Look how many “other people” are looking at this page right now! You may lose out! Hurry!

And here’s where you pay your slight fee for shipping, conveniently discounted.

Garcinia 4

Simple, right? but at the bottom of that page is a link that says “Terms,” and by all that’s holy you had better read every word (I’ve replicated the entire agreement at the end of this entry, just for your reference. This document kept an attorney busy for quite a while.

Points of interest:

  1. Additionally, you will be automatically enrolled in our auto-shipment and auto-billing program which charges you for a 1 month supply every 30 days starting 30 days after your trial period ends at the low price of $94.19 per month. Thus, if you do not cancel your subscription, you will be billed $94.19 for your original product 14 days after the original order date, and then billed again $94.19 for a new shipment of Ultra-Premium Garcinia Cambogia 44 days after your original purchase date. You will be automatically billed and shipped a new product every 30 days until you cancel your subscription. [That’s one hell of an expensive “free trial.”BY PROCEEDING WITH THIS PURCHASE, I UNDERSTAND AND AGREE THAT THIS CONSUMER TRANSACTION INVOLVES A NEGATIVE OPTION, AND THAT I MAY BE LIABLE FOR PAYMENT OF FUTURE GOODS AND SERVICES UNDER THE TERMS OF THIS AGREEMENT FOR $94.19 PER MONTH IF I FAIL TO NOTIFY THE SUPPLIER NOT TO SUPPLY THE GOODS OR SERVICES DESCRIBED.

    These “negative option” agreements are sleazy and unethical in my book. You should stay away from any company that tries to rope you in to one. A lot of people will not read these terms and conditions, and as a result may never get their money back, but if they click the “rush my sample” button, or whatever it says, they are certifying that they have done so.

  2. It will be very difficult for you to get a refund, and the “customer service agents” are very well-trained at deflecting requests for refunds.
  3. You cannot sue for damages – you agree to binding arbitration.
  4. You may not join a class-action suit against these people.

Be very, very careful out there. A huge percentage of ads you see on the Internet lead to websites just like this one, full of outright lies and deception. There’s only one way to lose weight, and that’s with a caloric deficit [eat less food and exercise more]. You should not be losing more than 1-2 pounds per week for a healthy weight release. There is no magic bullet or miracle pill, or substance, or liquid, or gel, or wrap, or anything. There’s just not.

The Old Wolf has Spoken.


Full Terms and Conditions Text

Terms and Conditions and Refund Policy

TERMS & CONDITIONS

LAST UPDATED: January 19, 2016

Contact Details

Contact customer service for any reason at 1-888-564-3218. Customer service is open 24 hours a day, 7 days a week, with the exception of all major holidays.

Member User Agreement

You must read and agree to these Terms and Conditions before placing Your order for the 14 day Trial Offer of Ultra-Premium Garcinia Cambogia. By placing Your order for the 14 day Trial Offer of Ultra-Premium Garcinia Cambogia You agree to be bound by the following Terms and Conditions:

ATTENTION: This is a binding agreement between You, the person or entity agreeing to the terms contained in this document (I, You, Your or Customer), and Novel Health LLC, the makers of Ultra-Premium Garcinia Cambogia, and the owner and administrator of this Website and all content and functionality contained herein (Our, Us, or Company) (collectively, the Parties or We). These terms and conditions, as well as any additional terms, conditions and covenants referenced in or made available by hyperlink in this document (collectively, these Terms, Terms of Use or this Agreement), govern Your use of and access to this Website and any and all of its sub-pages (collectively, the Website).

ACCEPTANCE OF TERMS OF USE: By using, visiting, or browsing the Website, as well as placing an order with Novel Health, LLC through the Website or customer service center, You accept, without limitation or qualification, these Terms of Use and agree, without limitation, to the terms of Our Privacy Statement. If You do not agree to be bound by these Terms of Use and Privacy Statement, You should exit the Website immediately. By accessing, using or ordering products through the Website, You affirm that You have read this Agreement and understand, agree, and consent to all Terms contained herein.

These Terms of Use constitute the entire agreement between Novel Health, LLC and You, and supersedes all prior or contemporaneous agreements, representations, warranties, and understandings with respect to the Website, the content, products, or services provided by or through the Website, and the subject matter of these Terms of Use. This Agreement is intended to be governed by the Electronic Signatures in Global and National Commerce Act. You manifest Your agreement to the Terms in this document by any act demonstrating Your assent thereto, including clicking any button containing the words I Agree; Rush My Order; Submit or similar syntax, or by merely accessing the Website, whether You have read these terms or not. It is suggested that You print this form for Your personal records.

You further agree not to use or access the Website if doing so would violate the laws of Your state, province or country. At the bottom of this page appears a last modified date. If the last modified date remains unchanged, then You may presume that no changes have been made since the last modified date. A changed last modified dates indicates that this document has been updated or edited, and the updated or edited version supersedes any prior versions immediately upon posting.

Product Disclaimer: I understand the statements regarding these products have not been evaluated by the Food and Drug Administration. This product is not intended to diagnose, treat, cure or prevent any disease.

I understand the information on this Web site or in emails is designed for educational purposes only and is not intended to be a substitute for informed medical advice or care.

I understand I should not use this information to diagnose or treat any health problems or illnesses without consulting my doctor. I also understand that Ultra-Premium Garcinia Cambogia is not intended or to be used to treat any type of medical condition.

WARNING: Not intended for use by persons under 18 years of age. Consult a physician before using this product if You have any medical condition including, but not limited to, strokes, high blood pressure, heart, liver, kidney or thyroid disease, diabetes, anemia, depression, anxiety, other psychiatric conditions, a family history of these or other medical conditions, or if taking any prescription, OTC and/or other herbal medications.

“Purchase Option” Specific Terms and Conditions:

Please note that we offer our customers two different options for purchasing our products.

Option #1 is a one-time purchase option whereby you would pay a one time charge for a specific amount of product. You would be charged immediately for your purchase and your product would be shipped within 24 hours. Additionally; you would never receive any future shipments from us, nor be charged ever again unless you contact us to place another order.

Option #2 is a 14 Day Trial Offer purchase option whereby you would pay a small shipping and handling fee immediately for a full 1 month supply. The 14 Day trial offer allows you to defer payment of the product for 14 days while you try the product, and is followed by future shipments and charges for additional products until you cancel your subscription.

In depth details of these 2 options are provided below.

Ultra-Premium Garcinia Cambogia One-Time Purchase Terms and Conditions:

Please take a few minutes to read the following, as by concluding your One-Time Purchase of Ultra-Premium Garcinia Cambogia you automatically accept the following terms and conditions.

We are confident you will see the benefits of using our Ultra-Premium Garcinia Cambogia Product. You are taking the next step toward a more fit & healthy you!

Upon concluding your purchase, the credit card you provide will be charged a One-time fee equivalent to the price as quoted related to the package you select. You will always be quoted a complete price inclusive of the product, shipping & handling — and this is the charge that will appear on your credit card. You will only ever be charged the quoted purchase price this one time, and you will never receive any future product or charges from us.

If you feel Ultra-Premium Garcinia Cambogia is not for you for any reason, simply call us within 30 days from the order date to make arrangements for the return the product and our customer service team will provide you with an RMA number and instructions. Please note that bottles must be unopened with the product safety seal intact in order to receive a full refund. Also, please note that there may be a restocking fee as detailed below in the “Refund Policy” section that is applicable for all returns.

Ultra-Premium Garcinia Cambogia 14 day Trial Offer Terms and Conditions:

Please take a few minutes to read the following, as by concluding your purchase of the Ultra-Premium Garcinia Cambogia Trial Offer you automatically accept the following terms and conditions. Please note that this is NOT a risk-free trial offer, since you will be charged for Shipping & Handling at the time of purchase, and may be charged a retention fee of $9.95 if you decide to cancel within the trial period and not return the product.

Upon signing up for your trial offer, the credit card you provide will be charged a Shipping & Handling fee of $4.97 and you will be shipped a 1 month supply of Ultra-Premium Garcinia Cambogia. If you contact customer service to terminate your trial within 14 days of the date that you enroll in the Program, you will have the option of either returning the remaining balance of unused product and pay no fee, or keep the remaining unused product and pay a $9.95 retention fee. Either way, you will receive no further shipments and will not be billed again.

If you do not cancel your trial within the 14 day trial period, you will be billed $94.19 for the product. Additionally, you will be automatically enrolled in our auto-shipment and auto-billing program which charges you for a 1 month supply every 30 days starting 30 days after your trial period ends at the low price of $94.19 per month. Thus, if you do not cancel your subscription, you will be billed $94.19 for your original product 14 days after the original order date, and then billed again $94.19 for a new shipment of Ultra-Premium Garcinia Cambogia 44 days after your original purchase date. You will be automatically billed and shipped a new product every 30 days until you cancel your subscription. As a bonus for remaining in the auto-shipment and auto-billing program, all shipping and handling fees will be waived and you will only pay the product price of $94.19 per month.

If you feel Ultra-Premium Garcinia Cambogia is not for you, call us at 1-888-564-3218 to cancel within 14 days from the order date to avoid the purchase price of $94.19 and enrollment in the auto-shipment and auto-billing program, which charges you for a 1 month supply every 30 days starting 30 days after your trial period ends, at the low price of $94.19 per month.

PLEASE NOTE:

There is no obligation to continue in any of our programs, and you can cancel at any time by simply contacting a Customer Service Representative at 1-888-564-3218. Your enrollment date is the date that you submit your order for the trial of the product. Orders are shipped within 24 hours Mon.- Saturday, excluding Sundays and USPS holidays in which case your order will be shipped the morning of the next business day. Orders are shipped via USPS First Class Mail with tracking, and actual delivery time of your order will vary by region.

You can cancel your membership in our auto-shipment program and avoid further Monthly Charges at any time by contacting customer service at 1-888-564-3218. Customer service is open 24 hours a day, 7 days a week, with the exception of all major holidays.

Please note results may vary, but with continuous use of Ultra-Premium Garcinia Cambogia, we are confident you will see the results you are trying to achieve.

By proceeding with your purchase, you acknowledge and agree that Novel Health, LLC will not obtain additional authorization from you for each future installment of the $94.19 auto-ship program that will be charged to the credit card you provided initially. You agree that as part of the auto-shipment program, Novel Health will ship a new supply every month, and you will be responsible for returning any unused and unopened product in order to receive a refund. In addition, you do not hold Novel Health, LLC responsible for any overdraft charges or fees which you might incur during the ongoing auto-ship program Membership.

All fees are payable in United States currency. For so long as your Membership is active, you will be billed, and you will be required to pay, all applicable charges. Failure to use the Ultra-Premium Garcinia Cambogia Products does not constitute a basis for refusing to pay any of the associated charges. Subject to the conditions set forth herein, you agree to be bound by the Billing Provisions of Novel Health, LLC in effect at any given time. Upon reasonable prior written notice to you (with e-mail sufficing), Novel Health, LLC reserves the right to change its Billing Provisions whenever necessary, in its sole discretion. Continued use of the Site and/or receipt of the Ultra-Premium Garcinia Cambogia Products after receipt of such notice shall constitute consent to any and all such changes; provided, however, that any amendment or modification to the Billing Provisions shall not apply to any charges incurred prior to the applicable amendment or modification.

Novel Health, LLC authorization to provide and bill for the Novel Health, LLC Products is obtained by way of your electronic signature or, where applicable, via physical signature and/or voice affirmation. Once an electronic signature is submitted, this electronic order constitutes an electronic letter of agency. Novel Health, LLCs’ reliance upon your electronic signature was specifically sanctioned and written into law when the Uniform Electronic Transactions Act and the Electronic Signatures in Global and National Transactions Act were enacted in 1999 and 2000, respectively. Both laws specifically preempt all state laws that recognize only paper and handwritten signatures. Where you fail to make any auto-ship program payments, such overdue amounts will be subject to your account being deactivated, in which case no further product will be shipped to you and access to the Membership site will be denied, for non-payment.

Shipping Terms

Upon confirming your order you will be shipped one jar of Ultra-Premium Garcinia Cambogia. Orders are shipped within 24 hours (Monday through Saturday) using our standard USPS First Class shipping method and delivery generally takes as little as 2 to 4 days depending on your geographic location. Please be advised that shipments are not sent on Sundays or any USPS Holidays. Novel Health, LLC does not guarantee specific arrival dates or times.

PLEASE CONTACT CUSTOMER CARE AT 1-888-564-3218 FOR SHIPMENTS NOT RECEIVED WITHIN 5 DAYS. REFUNDS WILL NOT BE ISSUED FOR SHIPMENTS CLAIMED AS UNDELIVERED IF NOT REPORTED WITHIN 14 DAYS. When an incorrect or invalid shipping address is provided at time of order, and Safe Secure Ship has not been purchased, the reshipment will be subject to the retail shipping and handling charge of $12.95(USD).

Contacting Customer Service: You may contact our customer care department at 1-888-564-3218. Customer service is open 24 hours a day, 7 days a week, with the exception of all major holidays.

IMPORTANT…

1) Please do not return any product to us without first obtaining an RMA number from customer service.

2) If you do not receive your shipment within 5 working days from the date you placed your order, please contact us immediately so we can address the situation appropriately.

Return Address:

Ultra-Premium Garcinia Returns
120 East 8th Street, #301
Los Angeles, CA 90014
USA

Refund Policy

If cancelling before the end of the trial, you must either return balance of product or pay retention fee of $9.95 per product to keep the products and cancel your trial. No retention/restocking fee is charged if product is cancelled and an RMA is issued during trial the period. Please note: In order to avoid the retention fee, the trial must be cancelled and an RMA issued before the end of the trial period. The product then needs to be returned within 30 days of issuing the RMA to avoid the retention fee. For Unopened Non-Trial products (either subscription or straight sale), you can return products for 30 days after purchase date, with a $9.95 restocking fee. Product must be unopened to be returned.

Return Address : Ultra-Premium Garcinia, 120 East 8 th St. #301, Los Angeles, CA 90014

Phone: 888-564-3218

PLEASE NOTE:

1. We refund all cases of fraud and unauthorized transactions inclusive of all shipping and handling charges. Additional refunds are issued at the discretion of the company. Please contact directly at 1-888-564-3218 if you suspect any fraud or unauthorized transactions may have taken place.

2. We reserve the right to replace any damaged products in lieu of refunding them at the discretion of the company.

3. In instances where a refund is warranted and agreed to by the company, customers are restricted to receiving a single refund per product ordered. Multiple refunds for purchases processed in multiple months are not permitted – i.e. We will only consider refunding the most recent months transaction and never multiple past months.

4. We reserve the right to refuse a refund to any customer who repeatedly requests refunds or who, in our judgment, requests refunds in bad faith.

5. In order to request a refund, you must contact Our Customer Service Department at 1-888-564-3218. IN ORDER TO PROCESS A REFUND, ALL RETURNS MUST BE PRE-APPROVED AND ASSIGNED A RETURN MERCHANDISE AUTHORIZATION (RMA) NUMBER. If a refund is warranted, you will be provided with an RMA number and instructions on how to proceed.

6. Once an RMA notice has been issued to you, you will automatically receive an RMA email confirmation and authorization.

7. In order for your refund to be processed, you must include your RMA number in your return package in large and legible print. All returns outside of the trial period are subject to a $9.95 restocking fee.

8. Products must be unopened with the safety seal intact in order to receive a full refund, less the $9.95 restocking fee.

9. We must receive the remaining product back to our fulfillment facility in good condition, and once it is received and the RMA number logged into our systems, a refund will automatically be processed and you will receive an email confirmation that your refund has been processed. Please note that refunds are issued immediately upon processing your return, however, depending on the bank that issued the credit card a refund can take up to thirty (30) days to appear on your credit card statement.

10. Shipping and handling costs are not refundable with the exception of fraud or unauthorized charges.

11. A $9.95 restocking fee is applicable for all returned orders outside of the trial period.

12. You are responsible for any costs incurred to package and safely return the product to our fulfillment facility.

TO BE ELIGIBLE FOR A REFUND, THE ITEM MUST MEET ALL OF THE FOLLOWING CRITERIA:

Product must be unopened and unused with safety seal intact.

Customer has 30 days from the time of purchase to obtain an RMA number for unopened and unused product. After 30 days, the purchase is final and no returns are accepted.

Limit one (1) return per product, per household.

Return can only be made on most current product billing cycle NO EXCEPTIONS.

Return product must be returned to us within thirty (30) days for US orders and (45) days for International orders of the assigned Return Merchandise Authorization (RMA) number.

Customer is responsible for all return shipping costs.

Reversals and Chargebacks

We consider chargebacks and reversals as potential cases of fraudulent use of our services and/or theft of services and as such will be treated. We reserve the right of filing a complaint with the appropriate local and federal authorities to investigate. Be advised that all activity and IP address information is being monitored and that this information may be used in a civil and/or criminal case(s) against a client if there is fraudulent use and or theft of services. IN THE EVENT THAT A REVERSAL OR CHARGEBACK CLAIM IS FILED WITH THE CARDHOLDER™S BANK, REFUND REQUESTS WILL BE DENIED BY OUR RISK MANAGEMENT DEPARTMENT TO PREVENT FRAUDULENT ACTIVITY ATTEMPTING TO OBTAIN MULTIPLE REFUNDS.

Credit Card Declines

In the event a credit card transaction declines, after product has been shipped or received, and you have not exercised your cancellation rights per the terms and conditions, we reserve the right to reprocess the transaction in full. This includes the right to resubmit the charge on or about every seven (7) days from the original declined transaction date and up to three (3) additional attempts thereafter. In the event of subsequent credit card declines, you authorize us to resubmit a reduced amount from one-half (1/2) or one-third (1/3) of the full purchase price until the full amount is obtained.

Contact Customer Care at 1-888-564-3218 if you have additional questions regarding credit card declines.

Damaged or Incorrect items

In the event that your order arrives damaged, or you receive the wrong item, please call our Customer Service Department at 1-888-564-3218 within 48 hours.

We ask that you do not dispose of any damaged products until you contact the Customer Service Department for instructions, as we may require the return of the damaged goods.

In the event of a damaged order, we will ship a replacement order promptly.

If you have ordered incorrectly, we will ship the correct item once we have received the return of the incorrect product.

All damaged orders must be reported within ten (10) business days of delivery.

Damaged orders not reported within ten (10) business days of delivery confirmation cannot be adjusted or credited.

NEGATIVE OPTION CLAUSE

BY PROCEEDING WITH THIS PURCHASE, I UNDERSTAND AND AGREE THAT THIS CONSUMER TRANSACTION INVOLVES A NEGATIVE OPTION, AND THAT I MAY BE LIABLE FOR PAYMENT OF FUTURE GOODS AND SERVICES UNDER THE TERMS OF THIS AGREEMENT FOR $94.19 PER MONTH IF I FAIL TO NOTIFY THE SUPPLIER NOT TO SUPPLY THE GOODS OR SERVICES DESCRIBED.

LIMITATION OF LIABILITY AND DISCLAIMER OF WARRANTY

THE MATERIALS AND PRODUCTS CONTAINED AND OFFERED ON THE WEBSITE ARE PROVIDED AS IS AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, NOVEL HEALTH LLC DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR OTHER VIOLATIONS OF RIGHTS. IN NO EVENT SHALL NOVEL HEALTH LLC OR ITS OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, INDEPENDENT CONTRACTORS, TELECOMMUNICATIONS PROVIDERS, AND AGENTS BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY, CONSEQUENTIAL, OR PUNITIVE DAMAGES,UNDER ANY CAUSE OF ACTION WHATSOEVER INCLUDING, BUT NOT LIMITED TO, CONTRACT, TORT, STRICT LIABILITY, WARRANTY, OTHERWISE, FOR ANY CLAIM CAUSE OF ACTION, FEE, EXPENSE, COST, OR LOSS (COLLECIVELY, CLAIMS) ARISING FROM OR RELATED TO THIS AGREEMENT, THE PRIVACY STATEMENT, THE PRODUCTS, OR THE CUSTOMER™S USE OF THE WEBSITE OR ANY PRODUCT. NOVEL HEALTH LLC ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY ERRORS OR OMISSIONS IN THE CONTENT OF THE WEBSITE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY Novel Health, LLC WEBSITE OR THE SERVERS THAT MAKE SUCH MATERIALS AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; NOVEL HEALTH LLC FURTHER ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY FAILURES, DELAYS,MALFUNCTIONS, OR INTERRUPTIONS IN THE DELIVERY OF ANY CONTENT CONTAINED ON THE WEBSITE; ANY LOSSES OR DAMAGES ARISING FROM THE USE OF THE CONTENT PROVIDED ON THE WEBSITE; OR ANY CONDUCT BY USERS OF THE WEBSITE, EITHER ONLINE OR OFFLINE. NOVEL HEALTH LLC DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS ON ANY NOVEL HEALTH LLC WEBSITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION.

You agree that Novel Health, LLCs’ entire liability for all CLAIMS shall be limited, in the aggregate, to the lesser of (i) USD $500.00, or (ii) the total amount of money You paid to Novel Health, LLC in the one (1) month period immediately preceding the incident on which Your alleged claim is based. This limitation of liability shall apply for all CLAIMS, regardless of whether Novel Health, LLC was aware of or advised in advance of the possibility of damages or such CLAIMS. You understand that this is a significant limitation on your right to sue Company and you should not proceed if you do not agree. The warranties and representations specifically set forth in this agreement are the only warranties and representations with respect to this Agreement, and are in lieu of any and all other warranties, written or oral, express or implied, that may arise either by agreement between the parties hereto or by operation of law, including warranties of merchantability and fitness for a particular purpose. None of these warranties and representations will extend to any third person. Some jurisdictions do not allow the exclusion of certain warranties, so some of the above exclusions may not apply to You.

CONSENT TO RECEIVE EMAILS FROM US

If you sign up via any of our opt-in forms, or make a purchase from any of our websites, we will send you emails anywhere from one to three times a week. These emails can be comprised of order confirmation, shipping confirmation, announcement type emails &/or our newsletter and informational emails that we send out regularly. Typically in our emails you will find relevant information that is related to the purchase you made with us, and the newest tips, tricks, and information related to the products you have purchased. Please remember that if you no longer wish to hear from us, you can simply unsubscribe at any time using the link in the footer of any email that we send you.

REPRESENTATIONS; PRODUCT DISCLAIMERS

Novel Health, LLC is committed to improving the well-being of our customers by providing safe and effective wellness products made with the highest quality ingredients. You understand, however, that Our Products have not been evaluated by the Food and Drug Administration, and Our Products are not intended to diagnose, treat, cure or prevent any disease. The information on this Website or in emails is designed for informational purposes only and is not intended to be a substitute for informed medical advice or care.

You understand that You should not use this information to diagnose or treat any health problems or illnesses without consulting Your doctor or physician. You further understand that this Product is not intended for use by persons under 18 years of age. You also understand that the Product is not intended or to be used to treat any type of medical condition such as obesity. You agree that You either have consulted, or will consult, with a physician or doctor before using any of Our Products, particularly if You suffer from any medical condition including, but not limited to, strokes, high blood pressure, heart, liver, kidney or thyroid disease, diabetes, anemia, depression, anxiety, other psychiatric conditions, a family history of these or other medical conditions, or if taking any prescription, OTC and/or other herbal medications, and You agree that you will cease immediately from taking or using Our Products if You experience any ill effects or unintended side effects of any Product. Novel Health, LLC endeavors to provide You with accurate information about Our Products. You understand and agree that the information Novel Health, LLC conveys about or Products and/or the efficacy of Our Products, is obtained from independent third parties such as news agencies, scientific reports, and scientific / research entities (Third Parties). Novel Health, LLC does not warrant or represent that such information is error-free, and Novel Health, LLC does not represent or endorse any Third Parties or the methods that they use to arrive at their conclusions. All Product specifications, performance data, and other information on the Website is for informational and illustrative purposes only, and do not constitute a guarantee or representation that the Products will conform to such specifications or performance data.

Novel Health, LLC does not warrant or represent that Our Products will provide You with any particular benefits, or that Your results will match those of others who consume Our Products. Individual results will vary from person to person, and are dependent on a variety of factors.

By using the Website, You agree to comply with all applicable laws and regulations of the United States. The material provided on the Website is protected by law including, but not limited to, United States copyright and trademark law and international treaties. Novel Health, LLC makes no representation that materials contained in the Website are appropriate or available for use in other locations and access to them from territories where their contents are illegal is prohibited. Those who choose to access the Website from other locations outside the United States do so at their own initiative and are responsible for compliance with applicable local laws.

YOUR REPRESENTATIONS

You hereby represent and warrant that You are age eighteen (18) or older, that You have read this Agreement and thoroughly understand the terms contained in this Agreement, that any Products You purchase from the Website will be used for Your personal, non-commercial use, and that You will not re-sell, re-distribute or export any Product that You order from the Website. You further represent that Novel Health, LLC has the right to rely upon all information provided to Novel Health, LLC by You, and Novel Health, LLC may contact You by email, telephone or postal mail for any purpose, including but not limited to (i) follow-up calls, (ii) customer satisfaction surveys, and (iii) inquiries about any orders You placed, or considered placing, at or through the Website.

INTELLECTUAL PROPERTY

The Website and all of its contents including, but not limited to, articles, other text, photographs, illustrations, graphics, product names, designs, logos, and the collection, arrangement, and assembly of all content (collectively, the Intellectual Property) are protected by copyright, trademark, and other laws of the United States, as well as international conventions and the laws of other countries. The Intellectual Property is the exclusive property of Novel Health, LLC or its licensors. No license or ownership rights in or to any of the Intellectual Property are conveyed to You by virtue of this Agreement or by Your purchase of any Product from the Website. The Intellectual Property is protected by the copyright and trademark laws of the United States. Unless otherwise permitted by law, none of the Intellectual Property may be reproduced by You without Novel Health, LLCs prior written permission.

WEBSITE USER CONDUCT AND RESTRICTIONS

You must be 18 years of age or older to access Our Website. As a user of the Website, You agree that in connection with Your use of the Website and the content You will not:

– Upload, post, email, or otherwise transmit any content that is unlawful, harmful, threatening, abusive, harassing, tortuous, defamatory, vulgar, obscene, pornographic, libelous, invasive of anyones privacy, hateful, or racially, ethnically, or otherwise objectionable;

– Conduct Yourself in an inappropriate, offensive, indecent, or vulgar manner while using Our service or Website;

– Use the Website for any unlawful purpose;

– Upload, post, email, or otherwise transmit any content that You do not have a right to transmit under any law or under contractual or fiduciary relationships (such as inside information, proprietary, and confidential information learned or disclosed as part of employment relationships or under non-disclosure agreements);

– Upload, post, email, or otherwise transmit any content that infringes any patent, trademark, trade secret, copyright, or other intellectual property right of any party;

– Upload, post, email, or otherwise transmit any unsolicited or unauthorized advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes, or any other form of solicitation;

– Upload, post, email, or otherwise transmit any material that contains software viruses or any other computer code, files, or programs designed to interrupt, destroy, or limit the functionality of any computer software or hardware or telecommunications equipment;

– Interfere with or disrupt the Website, the services, the content or servers or networks connected to the Website, the services or the content, or disobey any requirements, procedures, policies, or regulations of networks connected to the Website, the services, and/or the content, the terms of which are incorporated herein;

– Intentionally or unintentionally violate any applicable local, state, national, or international law.

Without the express prior written authorization of Novel Health, LLC, You may not:

– Duplicate the Website (except as expressly provided elsewhere in this Agreement or as permitted by law);

– Create derivative works based on the Website or any of the Intellectual Property;

– Remove any copyright or other proprietary notices from the Website or any of the Intellectual Property contained therein;

– Frame or utilize any framing techniques in connection with the Website or any of the Intellectual Property;

– Use any meta-tags or any other hidden text using the Website™s name or marks;

– Deep-link to any page of the Website;

– Circumvent any encryption or other security tools used anywhere on the Website (including the theft of user names and passwords or using another persons user name and password in order to gain access to a restricted area of the Website);

– Use any data mining, bots, or similar data gathering and extraction tools on the Website;

– Use any device, software or routine to bypass any operational element or to interfere, or attempt to interfere, with the proper working of the Website, server or activities conducted therein; or,

– Take any action that imposes an unreasonable or disproportionately large load on the Website or its network infrastructure.

TERMINATION OF AGREEMENT

This Agreement shall remain in force as long as You access the Website, use any functions or features of the Website, or order anything from the Website. Novel Health, LLC reserves the right to terminate this Agreement without notice and/or refuse to sell to anyone who Novel Health, LLC believes, in Our sole discretion, (i) has violated any of the terms of this Agreement, (ii) is abusing the Products or the services Novel Health, LLC provides, or (iii) is unable to provide Us with sufficient information to allow Us to properly identify the customer’s real name, address, or other contact information.

LINKS

The Website may provide links to other World Wide Web sites or resources. Novel Health, LLC has not reviewed these websites and is not responsible for the accuracy, content, privacy policies or availability of information found on websites that link to or from any Novel Health, LLC Website. Novel Health, LLC cannot ensure that You will be satisfied with any products or services that You purchase from a third-party site that links to or from any Novel Health, LLC Website or third-party content on our sites. Novel Health, LLC does not endorse any of the merchandise, nor has Novel Health, LLC taken any steps to confirm the accuracy or reliability of any of the information contained in such third-party sites or content. Novel Health, LLC does not make any representations or warranties as to the security of any information (including, without limitation, credit card and other personal information) You might be requested to give any third party, and You hereby irrevocably waive any claim against Novel Health, LLC with respect to such sites and third-party content. Novel Health, LLC strongly encourages You to make whatever investigation You feel necessary or appropriate before proceeding with any online or offline transaction with any of these third parties. Neither Novel Health, LLC nor its affiliates, officers, directors, shareholders, employees, independent contractors, telecommunications providers, or agents shall be liable for any damages, including but not limited to direct, indirect, incidental, consequential, or punitive damages arising out of your use of third-party material or third-party sites that are linked to this Website. No link to the Website may be framed to the extent that such frame contains any sponsorship, advertising, or other commercial text or graphics. All links to the Website must be to www. http://www.upgarcinia.com. Deep linking to internal pages of this Website is expressly prohibited without prior written consent from Novel Health, LLC.

FORCE MAJEURE

Novel Health, LLC shall not be responsible for any failure to perform due to unforeseen circumstances or to causes beyond Our reasonable control, including but not limited to: acts of God, such as fire, flood, earthquakes, hurricanes, tropical storms or other natural disasters; war, riot, arson, embargoes, acts of civil or military authority, or terrorism; strikes, or shortages in transportation, facilities, fuel, energy, labor or materials; failure of the telecommunications or information services infrastructure; hacking, SPAM, or any failure of a computer, server or software, for so long as such event continues to delay Novel Health, LLC™s performance.

INDEMNITY

You agree to defend, indemnify, and hold harmless Novel Health, LLC, its affiliates, officers, directors, shareholders, employees, independent contractors, telecommunications providers, and agents, from and against any and all claims, actions, loss, liabilities, expenses, costs, or demands, including, but not limited to, reasonable legal and accounting fees, which are not limited to Florida™s Statewide Uniform Guidelines For Taxation of Costs in Civil Actions, for all damages directly, indirectly, and/or consequentially resulting or allegedly resulting from Your use, misuse, or inability to use the Website, or Your breach of any of these terms and conditions of this Agreement. We shall promptly notify You by electronic mail of any such claim or suit, and cooperate fully (at Your expense) in the defense of such claim or suit. If we do not hear from You promptly, we reserve the right to defend such claim or suit and seek full recompense from You.

DISPUTE RESOLUTION BY BINDING ARBITRATION

We each agree to first contact each other with any disputes and provide a written description of the problem, all relevant documents/information, and the proposed resolution. You agree to contact Us with disputes by writing to Us at Novel Health, LLC, 1623 Central Ave, Suite 201, Cheyenne WY 82001, USA. We will contact You by letter to Your billing address You provided Us.

Instead Of Suing In Court, We Each Agree To Arbitrate Dispuetes

We each agree to finally settle all disputes (as defined and subject to any specific exceptions below) only by arbitration. In arbitration, there is no judge or jury and review is limited. However, just as a court would, the arbitrator must honor the terms and conditions in this Agreement, the Terms of Use, and the Privacy Statement, and can award the same damages and relief, including any attorney’s fees authorized by law. The arbitrator’s decision and award is final and binding, with some exceptions under the Federal Arbitration Act (FAA), and judgment on the award may be entered in any court with jurisdiction. We also each agree as follows:

Disputes are any claims (including the definition of claims contained in the section Limitation of Liability and Disclaimer of Warranty above) or controversies against each other related in any way to this Agreement, the Terms of Use, the Privacy Statement, or Your purchase and use of the Product. This includes claims You bring against Our affiliates, officers, directors, shareholders, employees, independent contractors, telecommunications providers, or agents or other representatives, or that Novel Health, LLC brings against You.

If either Novel Health, LLC or You wants to arbitrate a dispute, We each agree to send written notice to the other providing a description of the dispute, previous efforts to resolve the dispute, all supporting documents/information, and the proposed resolution. Notice to You will be sent to Your billing address that You provided Us and notice to Us will be sent to: Novel Health, LLC, 1623 Central Ave, Suite 201, Cheyenne, WY 82001, USA. We each agree to make attempts to resolve this dispute within forty-five (45) days of receipt of the notice to arbitrate, then We may submit the dispute to formal arbitration.

The FAA applies to this Agreement and arbitration provision. We each agree that the FAA™s provisions, not state law, govern all questions of whether a dispute is subject to arbitration.

The arbitration will be administered by the National Arbitration Forum (NAF) under its arbitration rules. If any NAF rule conflicts with the terms of this Agreement, the terms of this Agreement apply. You can obtain procedures, rules, and fee information from the NAF at 1-800-474-2371 or http://www.adrforum.com.

Unless We each agree otherwise, the Arbitration will be conducted by a single neutral arbitrator and will take place in the state of Your last billing address. The federal or state law that applies to the Agreement will also apply during the Arbitration.

We each agree not to pursue arbitration on a consolidated or classwide basis. We each agree that any arbitration will be solely between You and Novel Health, LLC (not brought on behalf of or together with another individual’s claim). If for any reason any court or arbitrator hold that this restriction in unconscionable or unenforceable, then this agreement to arbitrate does not apply and the dispute must be brought in court.

We each are responsible for our own costs relating to counsel, experts, and witnesses, as well as any other costs relating to the arbitration. However, Novel Health, LLC will cover any arbitration administrative or filing fee above: (a) $25 if You are seeking less than $1,000 from Novel Health, LLC; or (b) the equivalent court filing fees for a court action in the appropriate jurisdiction if you are seeking $1,000 or more from us.

No Class Actions
TO THE EXTENT ALLOWED BY LAW, WE EACH WAIVE ANY RIGHT TO PURSUE DISPUTES ON A CONSOLIDATED OR CLASSWIDE BASIS; THATIS, TO EITHER JOIN A CLAIM WITH THE CLAIM OF ANY OTHER PERSION OR ENTITY, OR ASSERT A CLAIM IN A REPRESENTATIVE CAPACITYON BEHALF OF ANYONE ELSE IN ANY LAWSUIT, ARBITRATION, OR OTHER PROCEEDING.

No Trial By Jury TO THE EXTENT ALLOWED BY LAW, WE EACH WAIVE ANY RIGHT TO TRIAL BY JURY IN ANY LAWSUIT, ARBITRATION, OR OTHERPROCEEDING.

GOVERNING LAW

You agree that this Agreement and any issue or dispute arising out of or otherwise related to this Agreement or with Your use of our Website, Intellectual Property, the Terms of Use, the Privacy Statement, or any matter concerning Novel Health, LLC shall be governed exclusively by the laws of the State of Wyoming, excluding its conflict of law provisions.

SEVERABILITY

If for any reason a court of competent jurisdiction finds any provision of this Agreement, the Terms of Use, the Privacy Statement, or any portion thereof, to be invalid or unenforceable, that provision will be enforced to the maximum extent permissible and the remainder of the Agreement, the Terms of Use, and the Privacy Statement will continue in full force and effect.

NO WAIVER

No waiver of or by Novel Health, LLC shall be deemed a waiver of any subsequent default of the same provision of this Agreement. If any term, clause or provision hereof is held invalid or unenforceable by a court of competent jurisdiction, such invalidity shall not affect the validity or operation of any other term, clause or provision and such invalid term, clause or provision shall be deemed to be severed from this Agreement.

HEADINGS

All headings are solely for the convenience of reference and shall not affect the meaning, construction or effect of this Agreement.

COMPLETE AGREEMENT

This Agreement constitutes the entire agreement between the parties with respect to Your access and use of the Website and Your ordering and use of the Products, and supersedes and replaces all prior understandings or agreements, written or oral, regarding such subject matters.

MODIFICATIONS OF AGREEMENT

Novel Health, LLC reserves the right to change any of the provisions posted herein and You agree to review these terms and conditions each time You visit the Website. Your continued use of the Website following the posting of any changes to these terms and conditions constitutes Your acceptance of such changes. Novel Health, LLC does not and will not assume any obligation to provide You with notice of any change to this document. Unless accepted by Novel Health, LLC in writing, these terms and conditions may not be amended by You.

Don’t be fooled by work at home scams.

There are plenty of people out there who will tell you that affiliate marketing works. From what I can see, it’s possible to function in this niche in an ethical and profitable way, if you’re willing to work hard at it. Unfortunately, it’s a highly unregulated area, and where there are few regulations, there will be many willing to take advantage. Here’s an example of the worst kind.

blog-spam

This ad appears almost daily, spammed as a comment by a user who changes their name daily (most likely using a spambot) at the Dilbert™ comic website. The webmaster doesn’t seem to care, so these comments hang around forever, generating a click or two from the uninformed or the unwary.

If you click, you’re taken to this page:

farticle

This is what’s known as a “farticle” (false article) or “advertorial.” Looks real, full of bunk. Wow, you think, I can make money at home like “Kelly Richards” (not a real person, not a real story. If you click on the “get started” link, this is what you get:

home-jobs

Notice the “social validation” links above. Yes, some work-from-home opportunities may have, at some point, been featured by the entities above – but it’s a sure bet that this one is not one of them. And, you’ve given the spammers your name, email address and phone number, which is gold for them – they sell this information to others.

searching

Searching for availability? Heck, you’d be qualified if you lived in Buford, Wyoming, population 1. It’s just the scarcity principle in action.

Your next page is this:

buckaroo

Act fast, there are only 9 positions in your area. This, of course, is a blatant lie – like everything else associated with this promotion. The long, long page gives you information about an exciting opportunity to make money posting links on web pages… which is the kind of thing that leads to the blog spam I included at the top. It’s really nothing more than paying $97.00 for a basic tutorial on affiliate marketing… along with the opportunity to be upsold on various expensive “training packages” and other add-ons.

I want you to look at this disclaimer that appears in tiny, gray print at the bottom of this website, things they post to try to skirt the possibility of lawsuits:

TERMS AND CONDITIONS CAREFULLY READ AND AGREE TO PURCHASE TERMS BELOW BEFORE ORDERING:

We are not affiliated in any way with any news publication ? All trademarks on this web site whether registered or not, are the property of their respective owners. The authors of this web site are not sponsored by or affiliated with any of the third-party trade mark or third-party registered trade mark owners, and make no representations about them, their owners, their products or services.
It is important to note that this site and the comments/answers depicted above is to be used as an illustrative example of what some individuals have achieved with this/these products. This website, and any page on the website, is based loosely off a true story, but has been modified in multiple ways including, but not limited to: the story, the photos, and the comments. Thus, this page, and any page on this website, are not to be taken literally or as a non-fiction story. This page, and the results mentioned on this page, although achievable for some, are not to be construed as the results that you may achieve on the same routine. I UNDERSTAND THIS WEBSITE IS ONLY ILLUSTRATIVE OF WHAT MIGHT BE ACHIEVABLE FROM USING THIS/THESE PRODUCTS, AND THAT THE STORY/COMMENTS DEPICTED ABOVE IS NOT TO BE TAKEN LITERALLY. This page receives compensation for clicks on or purchase of products featured on this site.

IMPORTANT CONSUMER DISCLOSURE
The term “advertorial” is a combination of “advertisement” and “editorial” written in an editorial format as an independent news story, when in fact the advertisement may promote a particular product or interest. Advertorials take factual information and report it in an editorial format to allow the author, often a company marketing its products, to enhance or explain certain elements to maintain the reader’s interest. A familiar example is an airline’s in-flight magazines that provide an editorial reports about travel destinations to which the airline flies.

As an advertorial, I UNDERSTAND THIS WEBSITE IS ONLY ILLUSTRATIVE OF WHAT MIGHT BE ACHIEVABLE FROM USING THIS PROGRAM, AND THAT THE STORY DEPICTED ABOVE IS NOT TO BE TAKEN LITERALLY. This page receives compensation for clicks on or purchase of products featured on this site. This program is not a job but an educational opportunity that can help individuals learn how to earn money through their entrepreneurial efforts. Anyone who decides to buy any program about making money will not necessarily make money simply by purchasing the program. People who think “I bought these materials so I’m going to automatically make money” are wrong. As any type of education has so many variables, it is impossible to accurately state what you may expect to achieve, however, people who bought the program not only bought the program, but also undertook additional training and education, applied the principles to an area of the market that was growing, kept their commitments and continued to learn. If you do what the individuals depicted did, you may generally expect to achieve a great education in the area of your choice, but you should not expect to earn any specific amount of money. Typical users of the starter materials that don’t enroll in coaching, don’t keep their commitments and don’t implement what they learn, generally make no money. Though the success of the depicted individual is true, her picture and name have been changed to protect her identity. Consistent with the advertorial concept, the comments posted in the comment section are also representative of typical comments and experiences which have been compiled into a comment format to illustrate a dialogue, however, the comments are not actual posts to this webpage and have been compiled or generated for illustrative purposes only.

We are not affiliated in any way with CNN, WebTV, News Channel 1, ABC, NBC, CBS, U.S. News or FOX, and all such trademarks on this web site, whether registered or not, are the property of their respective owners. The authors of this web site are not sponsored by or affiliated with any of the third-party trade mark or third-party registered trade mark owners, and make no representations about them, their owners, their products or services.

In effect, you are being told: “This is not a real story. This is not a real person. We’re using the names of big media outlets fraudulently. You probably won’t make any money.” That’s a big fat red flag right there.

One of the tricks affiliate marketers use is to post multiple articles around the web that will pop up if people search for “Is Home Jobs Now a Scam?” or “Can you make money with link posting?” Invariably, two things will happen:

  1. The writer will tell you that [System X] – whatever it is – is a scam, and
  2. At the end of the article there will be a link to their affiliate marketing program. It’s a nested loop that never ends.

As I mentioned above, I’m not trashing all affiliate marketers. But be very, very careful getting sucked into paying for worthless opporunities that will cost you money rather than make money for you.

The Old Wolf has spoken.

Stung by a deceptive popup

Sometimes I’m just tired, I guess. Normally I don’t pay attention to things I see on my Android since I don’t have ad-blocking software and I’m used to getting the occasional popup or redirect. The other day I saw this:

Screenshot_2015-08-11-05-21-02

and thought, what the heck. To my shame, I didn’t bother to look at the URL: 2015survey.com-visitor0vsj.link. Decidedly not from Comcast.

(It did bother me that they got my IPv4 address right – I wasn’t using a proxy at the time – and really, none of us has any privacy on the Internet, but that’s a subject for another day.)

Let us make my own folly into an object lesson for others.

After a few generic questions about my satisfaction with Comcast, I get this:

Screenshot_2015-08-11-05-42-30

Well, hqiz. As soon as I saw “Garcinia Cambogia,” I knew I’d been hornswoggled into looking at a whole raft of camel ejecta that I’d normally only see on clickbait ads.

So my “reward” is the privilege of looking at affiliate-marketing ads for crappy, worthless products. “Quantity remaining” and “valid for only 60 minutes” are shameless lies. Why anyone would do business with such blatant crooks is beyond me. Notice that the price for every “reward” is $0.00, but you pay for some shipping, and if you follow one of the “rewards,” you’ll get roped into a scummy deal in which you’ll lose both money and your personal information.

A relevant quote from an Atlantic article which I referred to elsewhere says a lot about this kind of trash:

The downside to affiliate marketing is its astonishing rate of fraud. Because affiliates put up their own money to pay for ads pushing these products, they have a strong incentive to dupe consumers, so they can recoup their investment. If you’ve ever clicked an ad or a “sponsored link” about, say, a spectacularly effective new weight-loss scheme, which then leads you to a fake news article (or “farticle,” in the industry parlance) filled with sketchy scientific findings and constant entreaties to buy a product “risk free,” then condolences are in order: you’ve likely stumbled into some affiliate’s trap. “Affiliates are the most creative bunch of people you’re ever going to find, because you’ve got 5,000 people promoting the same product, and they’re all trying to get an edge,” Jim Lillig, an Illinois-based affiliate-marketing strategist, told me. “So of course you’re going to have people pushing the envelope. Some will do anything and everything to promote a product they think they can make money with.”

Gah.

At the end of the list, I got this:

Image2

“Comments” from “satisfied users” (meaning, paid shills or total nonsense written by the advertiser using stolen or stock images), and a chance to leave my own comment:

Sleazy. You don’t care about my answers, you just want me to buy sketchy, worthless junk that I’d normally see on clickbait ads (if I didn’t use add blockers, that is.)

Trouble is, these comments go directly to /dev/null, and no one will ever see them – except you.

When all was said and done, there was this, which makes it clear that I have fallen prey to an affiliate marketer:

foot_guarantee

2008-2015 All Rights Reserved. This is an independent survey and marketing website which is not affiliated with or endorsed by Comcast Cable. This website does not claim to represent or own any of the trademarks, tradenames or rights associated with any of the offers which are the property of their respective owners who do not own, endorse, or promote this website. All images on this website are readily available in various places on the Internet and believed to be in public domain according to the U.S. Copyright Fair Use Act. Offer shipping and handling fees may apply. *See manufacturer’s site for details as terms may vary with offers. NOTE – This website receives compensation in exchange for promoting third party offers. See important terms and conditions regarding this survey, site, and advertisement here.

“Satisfaction Guaranteed.”

Be smarter than I was the other day, and don’t click things like this.

Old_Wolf_Blush

The Old Wolf has spoken.

The Next “Miracle Weight Loss Herb” – Caralluma Fimbriata

According to Wikipedia, caralluma ascendens, another name for caralluma fimbriata, is an edible form of cactus used throughout the Indian subcontinent as an appetite suppressant, or so-called “famine food.”

Leave it to the snake-oil hawkers to turn this into the next big thing they can make a few bucks on.

Got an email today from a “friend,” one whose email account or information had been compromised:


From: Redacted

To: store-news@amazon.com, ChaseNotification@emailonline.chase.com,

…snip… pmlncc@kkwl.ac.th, mrs.phillipjones@live.com

Subject: [Redacted]

Hi! How are you?

It works! http://nationalbranding.com/probably/dead.php

[Name Redacted]


These spoofed emails are so transparent at this point that I can smell the fraud before I even open them. But, in the interest of public service, I follow these links to see what new scam is being perpetrated on the general public.

Today’s bowl of steaming camel ejecta led me to a website hawking caralluma, the new New NEW weight-loss miracle.

Landing

This is the same kind of affiliate marketing effluence that I have described elsewhere (just do a search at this blog for garcinia cambogia, for example).  Notice the tiny print below “ACT NOW!” that obligates you to a monthly $10.00 charge. But in the end, they’re less concerned with selling you their product as they are about getting your information which in the long run is much more valuable to them than a single sale.

Smell the foul rot of desperation as we proceed through the following screens:

Hook7

The first come-on is BOGO. If we don’t fall for that, we get this:

Hook1

Wait wait wait! OK, what now?

Hook2.jp

One of 50 customers, huh? Wow, I must really be special. But I guess I’m not really interested after all.

Hook3

Wait wait wait! Wow, a free trial bottle, and the offer is good for only 10 minutes! Shall we look and see?

Hook4

Now this is a wondrous thing. Instead of caralluma, I’ve been sent to a page to order garcinia cambogia. Looks like the affiliate marketer forgot to update his previous campaign.

Hook5.jp

More desperation.

Hook6

Now the bottle is free, and I only have to pay 99¢ for shipping. But remember, I’m still providing my credit card information, and obligating myself to that $10.00 per month “subscription.” Once these drones have your financial information, they are in a position to bill you for anything they want, or sell your credit card and personal information to other scumsuckers.

It’s all garbage, poorly-crafted but sadly effective affiliate marketing for products that have little or no value, or worse, are actually detrimental to your health.

Be careful out there.

The Old Wolf has spoken.